End-of-year sales are often even better than events like Black Friday/Cyber Monday. This is when brands need to unload all the goodies from throughout the year to make room for 2021’s newest products. This is the perfect time to pick up items you’ve had your eye on, especially from holiday collections—at a major discount. The M.A.C. sale at Nordstrom is one you’ll want to check out, especially if you loved the sparkly holiday collection as much as we did.

One of the best things about M.A.C.’s holiday line is that it’s really not holiday-focused. There are eyeliner, highlighter, lipstick and eyeshadow shades that will look amazing all-year-round, but especially through the winter months. Pick up affordable kits at up to 40 percent off, which gives you multiple products for less than $30. M.A.C. makeup is rarely that well priced.

Still, if you’re not in the mood for festive packaging, Nordstrom is also discounting every day M.A.C. favorites, including select matte lipstick shades, lip pencils and more for 40 percent off. You can’t go wrong with these. So, whether you’re picking up a last-minute gift or treating yourself (you deserve it!), shop some of our favorites, below.

Our mission at STYLECASTER is to bring style to the people, and we only feature products we think you’ll love as much as we do. Please note that if you purchase something by clicking on a link within this story, we may receive a small commission of the sale.

M.A.C.

MAC Fireworked Wow Factor Eye Kit

Get In Extreme Dimension 3D Black Lash Mascara in 3D Black, two Extra Dimension Eyeshadows and Technakohl Liner in Graphblack all for less than $30.

M.A.C.

MAC Frosted Firework Grand Spectacle Eyeshadow Palette

This limited-editon palette includes 25 shades in regular and Dazzleshadow formulas.

Nordstrom.

MAC Frosted Firework Extra Dimension Foil Eyeshadow

Or pick up three gorgeous eyeshadow shades with a foil finish.

Nordstrom.

MAC Frosted Firework Lipstick

Choose from two limited-edition shades with this pink festive packaging—at 40 percent off!

M.A.C.

MAC Flashing Ice Extra Dimension Skinfinish

This chic palette includes three firework-embossed Extra Dimension Skinfinish highlighters in light or medium-deep shades.

What are you thinking about this holiday season? For many of us, the holidays can feel dark, lonely and stressful – especially these days, and moreover, if we are over 50 and going through divorce.

Instead of looking forward to the beautiful decorations, smell of baking pies, and holiday songs on the radio, we may feel triggered by sadness.

Moving on after a decades-long marriage ends does not mean that we cannot enjoy the holidays. In fact, we can even make them better than ever before when we remember the following:

Manage Expectations and Remain Optimistic

For years, we have been inundated with people telling us how the holidays should be. It could be from watching impossibly staged meals on cooking shows. It might be from pictures we see in the media of the perfect holidays, or from family members who say “but we’ve always done it this way.”

We have been taught to do whatever everybody else wants to do. Often, we have never learned to imagine how we want the holidays to be for ourselves.

So, it’s no wonder why we feel lonely or stressed when we are spending the holidays alone!

These unrealistic expectations of perfect holidays and families getting along have conditioned us to feel as if we are not up to those standards. We feel that we are wrong, and that we’re not celebrating the holidays ‘the right way.’

You have worked too hard over the years and deserve more than to get sucked into the idea that you’re doing the holidays wrong. This year, it is time to envision what the best holiday season means for you, regardless of where you are in your life.

If you are alone, you are still worthy of celebrating the season any way you like. A change in family circumstance does not mean you are sentenced to feel bad. It just means that you are now given an opportunity to decide how you want the holidays to be, regardless of what anyone else thinks.

Your Selective Memory After Divorce May Be Your Worst Enemy

When we are alone, we tend to think about the times when the family was together, when the marriage was strong and when the holidays were ‘perfect.’ We’re all guilty of remembering our past holidays, when we were still married, as perfect.

It’s easy to fall into this trap when we are heartbroken. But what we forget are all the things that weren’t great during the holidays when we were married. When we shut those not-perfect memories of family holidays out, we are subconsciously setting ourselves up for failure.

We are holding our current holiday mood up to an impossible ideal of selective memories that may not be correct. We do this when we are feeling down, trying to imagine a happier time.

This way of thinking does not serve you because you are holding yourself to an ideal that is impossible to attain. Making yourself feel guilty or resentful or longing for the past will not serve you this holiday season. The only way to start loving the holidays again is to reclaim them for yourself… now.

How to Actually Embrace the Season Instead of Dreading It

During the holidays, especially the times when you were with your partner or raising a family, you were probably too caught up in trying to please others. You were almost certainly trying to make things so perfect that you never took the time for yourself.

Overlooking Your Own Needs Stops Now

This holiday, especially if you are spending it by yourself and are worried about being lonely, gives you a unique gift. This season, you get to do something for yourself that you may have never had the opportunity to do before. You get to choose the season for yourself.

The first steps to learning to love the holidays again begin here. Celebrating you in this chapter of your life, starts by answering the following questions:

• What do I really want to do?
• What will give me joy this holiday season?
• What steps will I take to get there?

The answers do not have to be complicated, and you are not required to spend a lot of money on them.

Now Is Your Chance to Reclaim the Holidays

Shaking off your loneliness and reclaiming the holidays is all about taking care of yourself for a change.

This is the year that you can say ‘no’ to the things from holidays past that you have not enjoyed and that bring you stress. These can even include too much traveling, seeing toxic family members, spending too much money.

It is also the year where you can pick the traditions that you love and throw out the rest. This is the year that you can define what a joyous season means to you and choose to celebrate how you want to celebrate.

Learning to love the holidays again, even if you are recovering from divorce and over 50, starts with kicking those unrealistic expectations to the curb and ignoring the selective memory that plays tricks on you.

These new few weeks can be the season when you finally recognize that you deserve holiday joy and happiness, and you have the power to define that on your own terms. Will you accept that gift?

Are you experiencing the first Christmas after a divorce? If you are divorced and spending the holidays alone, what are your plans? Please share with the community!

End-of-year sales are often even better than events like Black Friday/Cyber Monday. This is when brands need to unload all the goodies from throughout the year to make room for 2021’s newest products. This is the perfect time to pick up items you’ve had your eye on, especially from holiday collections—at a major discount. The M.A.C. sale at Nordstrom is one you’ll want to check out, especially if you loved the sparkly holiday collection as much as we did.

One of the best things about M.A.C.’s holiday line is that it’s really not holiday-focused. There are eyeliner, highlighter, lipstick and eyeshadow shades that will look amazing all-year-round, but especially through the winter months. Pick up affordable kits at up to 40 percent off, which gives you multiple products for less than $30. M.A.C. makeup is rarely that well priced.

Still, if you’re not in the mood for festive packaging, Nordstrom is also discounting every day M.A.C. favorites, including select matte lipstick shades, lip pencils and more for 40 percent off. You can’t go wrong with these. So, whether you’re picking up a last-minute gift or treating yourself (you deserve it!), shop some of our favorites, below.

Our mission at STYLECASTER is to bring style to the people, and we only feature products we think you’ll love as much as we do. Please note that if you purchase something by clicking on a link within this story, we may receive a small commission of the sale.

M.A.C.

MAC Fireworked Wow Factor Eye Kit

Get In Extreme Dimension 3D Black Lash Mascara in 3D Black, two Extra Dimension Eyeshadows and Technakohl Liner in Graphblack all for less than $30.

M.A.C.

MAC Frosted Firework Grand Spectacle Eyeshadow Palette

This limited-editon palette includes 25 shades in regular and Dazzleshadow formulas.

Nordstrom.

MAC Frosted Firework Extra Dimension Foil Eyeshadow

Or pick up three gorgeous eyeshadow shades with a foil finish.

Nordstrom.

MAC Frosted Firework Lipstick

Choose from two limited-edition shades with this pink festive packaging—at 40 percent off!

M.A.C.

MAC Flashing Ice Extra Dimension Skinfinish

This chic palette includes three firework-embossed Extra Dimension Skinfinish highlighters in light or medium-deep shades.

One of the most important decisions you will make is choosing your financial advisor. A financial advisor generally manages your money and provides financial guidance at critical life moments, so they can help shape your life situation.

Identifying the right advisor combines elements of relationship chemistry and technical skills related to your specific life circumstances. Below are the five most important questions to ask the financial advisors you interview:

How Do You Get Paid?

Most advisors have good intentions to help people reach their financial goals, but an alignment of interests between you and your advisor serves as the foundation of the relationship. People tend to behave based on how they are paid.

The legendary investor and co-Chairman of Berkshire Hathaway, Charlie Munger, said, “Show me the incentive and I will show you the outcome.” You need to understand whether the relationship you are entering is one where you will pay your advisor a fee, a commission, or both.

When you pay only a fee, the advisor must serve as a fiduciary. When they are paid a commission, they only must recommend a product that is suitable.

Financial planning guru, Michael Kitces, described the difference between a fiduciary status and suitability well: “Suitability means selling a suit that fits you. Fiduciary duty means it actually has to look good on you, too.”

Make sure you understand how your advisor will get paid throughout the relationship and what services you receive for that compensation.

How Many Clients Do You Work With?

People rarely ask this question, but it gets at the heart of the level of service you can anticipate. Advisors who are the primary relationship point for more than 80 to 100 clients simply can not service those clients appropriately.

If the advisor has a lower ratio, you should still ask at what point they would cut off the number of clients they take on or bring on another advisor to service a section of the clients.

This question can also give you insight as to whether the advisor who is onboarding you will eventually ‘pass you on’ to another junior advisor at some point in the future. That may be fine if the proper systems are in place, but you should be aware at the outset.

What Is Unique About the Way You Work with Clients Versus All the Other Financial Planning Firms Out There?

This question reveals the advisor or firm’s competitive advantage and focus. A firm that only works with physicians is going to have a high degree of specialization around the needs of physicians. Another attribute than can make a firm unique is how they work with their clients.

Does the entire team work with and service the client or is each advisor operating in a silo? Usually, there are multiple firms that have similar focuses, but this question can help narrow down your selection quickly.

In What Way to Do You Provide Comprehensive Financial Advice?

The best advice is comprehensive. The particular problem that brought you to the advisor may only be part of a larger problem. Most financial planning issues touch on multiple matters at the same time.

For example, an advisor helping a client with their asset allocation should evaluate the client’s portfolio income needs and ongoing living expenses, time horizon, and tax consequences of making changes to the portfolio.

An insufficient analysis might look at a 60-year-old with an 80% stock/20% bond allocation and conclude the asset mix is too risky. However, imagine that same client has pension income that covers their living expenses. In such a case, that allocation could be appropriate. It depends on the holistic picture.

How Have Your Ideas About Investing and Wealth Management Evolved Over Your Career?

This question will help you understand how open-minded your advisor is and whether they are a lifelong learner. Ask for specific examples. No matter how skillful or technical their expertise, there is always room for improvement.

It will also signal whether they have some level of humility and introspection. Arrogant investors are often blind to their shortcomings which can bleed into their investment selection and recommendations to clients.

An advisor’s personal experience, such as losing a parent or spouse, can bring helpful perspective to the advice they give to clients.

Receiving answers to these five questions should narrow your advisor selection considerably. Throughout the conversation, pay attention to the chemistry between you and the advisor.

Do you feel comfortable and listened to? It is important to feel some connection with your advisor if you want a long-term relationship.

You probably will not receive perfect answers to all your questions. Do not let perfect be the enemy of good. An advisor who you feel comfortable with and meets most of your expectations could potentially add huge value to your life. Once you find one, make sure to act.

Are you using the services of a financial advisor? How did you go about making your choice about whom to employ? Did you ask them any particular questions at the initial interview? Please share them or any tips you may have in the comment box below.

Tayshia Adams’ Black Pleated Midi Dress With Zac

The Bachelorette Season 16 Episode 13 Fashion

When I first saw Tayshia Adams’ black pleated midi dress that she wears while taking a (wedding) dance class with Zac on tonight’s season finale of The Bachelorette I recognized it immediately considering we previously reported on it being worn by an alumni of the show — Hannah Brown. And if you didn’t sweep the pleat off it’s feet back then, well then you’d definitely be taking the right steps in clicking “add to bag” and then “checkout” now while you still have one last dance chance.

Fashionably,

Faryn

Also Seen in Purple on Hannah Brown:

Click Here to Shop Her A.L.C. Dress

Click Here For Additional Stock

And Here For Even More Stock

And Here For Even MORE Stock

Click Here to Shop Her Alexandre Birman Sandals

Click Here For Additional Stock

Other Colours:

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Originally posted at: Tayshia Adams’ Black Pleated Midi Dress