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Why You Should Commit to the Carry-On and Tips for Making it Easy

Why You Should Commit to the Carry-On and Tips for Making it Easy

The world is divided into two different kinds of people: overpackers and underpackers. If you fall into the first category, don’t turn away yet! Give me a few minutes to try and convince you that there is a better way to travel.

As you might already suspect, I am an underpacker. My measure of a packing fail: Coming home with even one thing in my suitcase that I did not need, use or wear during my trip. I do fail sometimes, but not often anymore.

Here’s how to pack lighter – all lessons I learned the hard way.

Start with an Attitude Change

It helps that I don’t really care how I look. I don’t mean I would travel in ripped or dirty clothes. But I don’t need to be the glammed up center of attention. In fact, when you’re traveling, the more you can blend in, the better. You’re less likely to be targeted by pickpockets and local scammers.

Spend a little time researching what the locals wear and try to pack like that. This is the lesson I learned when I wore my electric blue winter coat to Romania, a former Soviet block country where there were two colors of winter coat: grey and black.

So if you simply must be a fashion plate, try to pare down the clothes to a capsule wardrobe of items you can mix and match and pieces that will do double duty.

Use a Packing List

These printable packing lists will give you a feel for the things you’ll need. If the list includes something you don’t think you’ll need, don’t pack it. If there is something missing, make a note on the printed sheet so you don’t forget it.

Check the Weather Forecast

I make this recommendation because I live in Chicago. We like to say, “If you don’t like the weather, wait 10 minutes.” Here, the calendar might say May, but the thermometer might say March. Or July.

So check the forecast for your destination. It will tell you whether to pack a raincoat, sunhat, shorts, or sweaters.

Start Packing Early

If you have a spare bed, room, couch or some other spot to hold the things you want to pack, start a week early and put everything on the bed that you think you might want on your trip.

Then walk away.

Come back the next day and look it over. Is there anything missing? Is there anything you think you might not need on the trip? Make adjustments accordingly.

Then walk away.

Come back the next day with the intention of making choices. If you have two pairs of pants on the bed, take away one pair. If you have four shirts, take away two. And so on, until you have cut in half the things on the bed.

Then walk away.

The next day, it’s time to pack. Start with the pieces of clothing you absolutely MUST have with you.

If you run out of suitcase before you run out of clothes to pack, you get to make a choice: Leave something else behind or pay $40 or more to check a bag.

Buy Packing Cubes

I resisted buying this travel essential for years. Now I can’t believe I ever traveled without them.

Packing cubes are flexible pouches with a brilliant zipper system. You pack them with the clothes you want to take, and zip them shut. Then – this is the brilliant part – you zip a second zipper to compress the insides flat. (Think of it like your expandable suitcase, when you open that second zipper, it gives you an extra inch or two of suitcase space. When you zip it shut, everything inside is compressed.)

As a bonus, the clothes you lay inside the packing cube are much more likely to stay wrinkle free. I don’t know why. But it’s true.

Stick with One Basic Color

When I head to a Caribbean resort, that color will be white. But most of the time, it’s black – black pants, a black skirt, a black dress. Then I add color in the tops I will wear with the pants and skirt. Finally, I pack a few scarves and funky costume jewelry to dress everything up or down and add more color.

Wear the Heavy Stuff on the Plane

There are plenty of TikTokers and travel hacker influencers who will tell you to wear layers and layers on the plane to save suitcase space. Or to pack a pillowcase with your stuff and pretend it’s a pillow, not a suitcase, so it doesn’t count as a carryon.

While that might be useful info for travelers on uber-budget airlines that charge for anything that doesn’t fit under your seat, you really don’t have to go that crazy. Just use a little common sense.

If, for example, you’re flying from Florida to Colorado, you know you’ll need your winter coat, hat, gloves, hiking boots and heavy jeans. Wear the jeans and hiking boots on the plane, stuff the hat and gloves in the coat pockets and carry the coat on the plane rather than packing it in a suitcase.

I do this anyway because I’m always chilly on a plane. I’m always surprised when I see someone boarding a flight in shorts and flip flops. I would be blue by the time I landed!

Think Layers, Not Bulk

Thin layers are always the right answer, no matter where you are. Even a Caribbean vacation requires preparing for chilly evenings or overly air-conditioned restaurants. Layers are the answer to staying warm and packing light.

Make the Best Use of Your Under-Seat Bag

Finally, remember that you get not one, but two things to carry onto the plane – a bag that goes into the overhead and a smaller bag that fits under the seat in front of you.

Don’t waste the space in that second bag!

My go-to is a roomy backpack because I travel with a lot of electronics – laptop, Kindle, phone, ear buds and all of the cords and accessories they require. But those only take up two zippered compartments. That leaves two more compartments for other things – makeup bag, an extra pair of shoes, etc.

The other thing that works for me is a big striped bag that is super flexible. I can cram a lot into it and still stuff it under the seat. The downside of that is it is heavy to carry, unlike my backpack which easily distributes the weight across my shoulders.

Practice, Practice, Practice

I know. This isn’t easy. Especially if you’ve always been an overpacker. But practice will make perfect. Try it on your next quick weekend trip. That will give you a chance to see how it feels to only pack what you’ll need for 2-3 days, how much you like being able to lift that light carry-on bag and how happy you are not worrying about whether your suitcase will show up at the other end of your flight.

Just remember to pack one more thing: a credit card. That way, if you find you truly can’t live without something for a few days, you can head to the store to buy it.

Let’s Have a Conversation:

Are you an overpacker or an underpacker? What’s your favorite packing hack? Share with us in the comment section below.

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Batch Cooking & Freezing for Later: Tips for Easy Meals When You Don’t Feel Like Cooking

Batch Cooking & Freezing for Later Tips for Easy Meals When You Don’t Feel Like Cooking

Do you go through cooking fatigue? Are there days when cooking dinner is the last thing you want to do? Did you know that you can plan a batch-cooking session and freeze meals that are ready to reheat and eat in minutes? If you prefer home-cooked meals to delivery, batch cooking is an excellent idea. Let’s take a look at some tips for easy meals when you don’t feel like cooking.

What Is Batch Cooking

Batch cooking means planning a cooking session in larger quantities and storing them for later. Instead of cooking meals every day, you prep and cook many at once, then freeze them. This saves time and reduces cleanup. 

Batch cooking is especially useful when you are expecting visitors, you will be returning from traveling, or you simply don’t feel like cooking every day. 

Which Foods Freeze Best

Not all foods freeze well. Foods with high water content, like lettuce, cucumbers, and raw potatoes, don’t freeze very well. 

Here are some meals that are great for batch cooking ideas:

  • Soups
  • Stews
  • Chilis
  • Pasta sauce
  • Casseroles and baked dishes

Read more: It’s Winter Soup Time! 3 Hearty Recipes, You’ll Love!

How to Plan a Batch Cook Session

When you plan a batch-cooking session, try to include a few recipes that use several of the same ingredients. Reserve a few hours to prepare your batch-cooking from start to finish. Prep and cook all recipes back-to-back. Cool in portions, either for 1 or 2 meals. You can keep whatever you will eat over the next 2-3 days and freeze the rest.

Read more: Batch cooking recipes from Good Food.

How to Portion

If you live alone, freezing single-serve portions is the best option. Remember, smaller portions defrost faster. Label each portion with the meal name and the date that it was cooked and put in the freezer.

Best Containers for Batch Cooking

Containers are important for keeping your frozen meals fresh and preventing freezer burn. 

Here are good options:

  • BPA-free freezer-safe plastic containers.
  • Glass containers with tight lids.
  • Silicone freezer trays.
  • Heavy-duty freezer bags.
Rubbermaid Brilliance Glass Food Storage Containers

Rubbermaid Brilliance Glass Food Storage Containers

Amazon Basics Reclosable Freezer Quart Bags, BPA Free

Amazon Basics Reclosable Freezer Quart Bags, BPA Free

How Long Can Batch Cooking Keep in the Freezer

Most meals are best eaten within 2-3 months of freezing. They can last longer, but will lose flavor and texture over time. 

Tip: Keep an inventory list of your batch-cooked meals to make sure you know what is in your freezer and when to eat them. 

Reheating Tips

Here are some tips when reheating your batch-cooked meals:

  • Thaw overnight if possible.
  • Reheat soups and sauces on the stovetop.
  • Cover containers (not airtight) when microwaving to retain moisture.
  • Add herbs or cheese to refresh the taste of the meals. 

Read more: Easy Dinner Recipes That Can Last a Second or Third Day.

Let’s Have a Conversation:

Do you batch cook and freeze? What are your favorite meals to batch cook? Do you have any suggestions to share? Do you feel inspired to start batch cooking and freezing? Tell us about it in the comments below. 

Skin Care

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How to Make Your Own Essential Oil Blend for Mature Skin (Recipe)

A Basic Essential Oil Blend for Everyday Mature Skin Care

With all the wonderful natural facial serums on the market today, it can be a little overwhelming choosing the correct formula with safe, non-toxic ingredients, all at a reasonable price. The good news is that it’s easy and fun to make a quality product on your own using the miracle of nature – essential oils. 

When I started working with skincare formulas in 2003, one of the first products I was excited about making was an essential oil-based facial serum. My skin needs were changing, and a moisturizing oil made perfect sense for dry, maturing skin.

I decided to work with four wonderful healthy aging essential oils I had discovered: Lavender, Frankincense, Rose Geranium, and Carrot Seed.

The natural and highly effective nature of essential oils makes them perfect for skincare. When blended for their various properties and used with a carrier oil that matches your skin type, you can create a serum tailor-made for your skin.

What Are Essential Oils?

Essential oils are the essence of plants. Hidden away in many parts of the plant, like the flowers, seeds, and roots, they are very potent chemical compounds. They can give the plant its scent, protect it from harsh conditions, and help with pollination.

The benefits of essential oils on humans are diverse and amazing. Lavender flower oil, for example, contains compounds that help soothe skin irritation and redness, while the scent reduces feelings of anxiety and stress.

The beautiful Rose essential oil is hydrating to the skin and sometimes used to treat scarring, while the scent is known to help lift depression. 

There are many essential oils to choose from for specific skincare needs. I have used a myriad of different combinations but keep coming back to the tried and true blend from my very first serum.

The four essential oils used are the workhorses of skincare for mature skin, as well as being wonderfully uplifting for mind, body, and spirit. 

The Base Oil Blend Formula

Here’s what you’ll need:

Bottle

1 oz. amber dropper bottle. You can find those in pharmacies or online.

Base (Carrier) Oil

As a base, you can use one of the oils below or a combination of several that meet your skin’s needs:

  • Jojoba oil is my base oil of choice. It’s incredible for most skin types: it’s extremely gentle and non-irritating for sensitive skin, moisturizing for dry skin, balancing for oily skin, ideal for combination skin, and offers a barrier of protection from environmental stressors. It also helps skin glow as it delivers deep hydration.
  • Rosehip oil smooths the skin’s texture and calms redness and irritation.
  • Argan oil contains high levels of vitamin E and absorbs thoroughly into the skin leaving little oily residue.
  • Avocado oil is effective at treating age spots and sun damage, as well as helping to soothe inflammatory conditions such as blemishes and eczema.
  • Olive oil is a heavier oil and the perfect choice if your skin needs a mega-dose of hydration. Just be aware that olive oil takes longer to absorb and leaves the skin with an oily feeling. This may be desirable for extremely dry, red, itchy skin.

Essential Oils

  • Lavender essential oil is very versatile and healing. It helps reduce inflammation, kill bacteria, and clear pores. Its scent is also calming and soothing.
  • Frankincense essential oil helps to tone and strengthen mature skin in addition to fighting bacteria and balancing oil production.
  • Rose Geranium essential oil helps tighten the skin by reducing the appearance of fine lines, helps reduce inflammation and fight redness, and offers anti-bacterial benefits to help fight the occasional breakout. The scent is also known to be soothing and balancing.
  • Carrot seed oil is a fantastic essential oil for combination skin. It helps even the skin tone while reducing inflammation and increasing water retention.

The Recipe

Let’s start with a simple recipe:

  • 1 oz. Jojoba oil (or carrier oil of your choice)
  • 10 drops Lavender
  • 10 drops Frankincense
  • 10 drops Rose Geranium
  • 10 drops Carrot seed oil 

Place the essential oil drops in the amber dropper bottle then fill with Jojoba/carrier oil. It’s that simple!

Applying Your Homemade Serum

Use this serum morning and evening as part of your regular skincare routine. Serums work best when applied after cleansing your face. You can cleanse with Coconut Oil or a mixture of oils for enhanced hydration (we will cover this in the next article) or use your regular facial cleanser.

Essential oils will not interfere in any way with your normal skincare products.

Keep in mind that the serum is concentrated. Use only a pea-sized amount, work it into your fingertips, and apply evenly over the face without tugging or pulling.

If your skin feels tacky, reduce the amount on the next application. Your skin should feel soft, not oily. Follow with your regular moisturizer if you like. 

Making your own facial serum is fun and rewarding! I look forward to hearing your thoughts and ideas on essential oils and making personalized serums and skincare.

What facial serum do you use? Have you made one yourself? What is your favorite essential oil for skin care? Please share your thoughts with our community!

Batch Cooking & Freezing for Later: Tips for Easy Meals When You Don’t Feel Like Cooking

Batch Cooking & Freezing for Later Tips for Easy Meals When You Don’t Feel Like Cooking

Do you go through cooking fatigue? Are there days when cooking dinner is the last thing you want to do? Did you know that you can plan a batch-cooking session and freeze meals that are ready to reheat and eat in minutes? If you prefer home-cooked meals to delivery, batch cooking is an excellent idea. Let’s take a look at some tips for easy meals when you don’t feel like cooking.

What Is Batch Cooking

Batch cooking means planning a cooking session in larger quantities and storing them for later. Instead of cooking meals every day, you prep and cook many at once, then freeze them. This saves time and reduces cleanup. 

Batch cooking is especially useful when you are expecting visitors, you will be returning from traveling, or you simply don’t feel like cooking every day. 

Which Foods Freeze Best

Not all foods freeze well. Foods with high water content, like lettuce, cucumbers, and raw potatoes, don’t freeze very well. 

Here are some meals that are great for batch cooking ideas:

  • Soups
  • Stews
  • Chilis
  • Pasta sauce
  • Casseroles and baked dishes

Read more: It’s Winter Soup Time! 3 Hearty Recipes, You’ll Love!

How to Plan a Batch Cook Session

When you plan a batch-cooking session, try to include a few recipes that use several of the same ingredients. Reserve a few hours to prepare your batch-cooking from start to finish. Prep and cook all recipes back-to-back. Cool in portions, either for 1 or 2 meals. You can keep whatever you will eat over the next 2-3 days and freeze the rest.

Read more: Batch cooking recipes from Good Food.

How to Portion

If you live alone, freezing single-serve portions is the best option. Remember, smaller portions defrost faster. Label each portion with the meal name and the date that it was cooked and put in the freezer.

Best Containers for Batch Cooking

Containers are important for keeping your frozen meals fresh and preventing freezer burn. 

Here are good options:

  • BPA-free freezer-safe plastic containers.
  • Glass containers with tight lids.
  • Silicone freezer trays.
  • Heavy-duty freezer bags.
Rubbermaid Brilliance Glass Food Storage Containers

Rubbermaid Brilliance Glass Food Storage Containers

Amazon Basics Reclosable Freezer Quart Bags, BPA Free

Amazon Basics Reclosable Freezer Quart Bags, BPA Free

How Long Can Batch Cooking Keep in the Freezer

Most meals are best eaten within 2-3 months of freezing. They can last longer, but will lose flavor and texture over time. 

Tip: Keep an inventory list of your batch-cooked meals to make sure you know what is in your freezer and when to eat them. 

Reheating Tips

Here are some tips when reheating your batch-cooked meals:

  • Thaw overnight if possible.
  • Reheat soups and sauces on the stovetop.
  • Cover containers (not airtight) when microwaving to retain moisture.
  • Add herbs or cheese to refresh the taste of the meals. 

Read more: Easy Dinner Recipes That Can Last a Second or Third Day.

Let’s Have a Conversation:

Do you batch cook and freeze? What are your favorite meals to batch cook? Do you have any suggestions to share? Do you feel inspired to start batch cooking and freezing? Tell us about it in the comments below. 

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Madison LeCroys Black Keyhole Long Sleeve Mini Dress

Madison LeCroys Black Keyhole Long Sleeve Mini Dress / Southern Charm Instagram Fashion February 2026

Madison LeCroy recently had a mom’s night out in NYC and looked like a total stunner in a black keyhole long sleeve mini dress with a leather jacket. All black is always a stylish choice, so whether you have a night out planned or not, snag this LBD like Madison and start serving when it’s your time to step out. 

Best in Blonde,

Amanda


Madison LeCroys Black Keyhole Long Sleeve Mini Dress

Photo + ID: @madisonlecroy Stylish: @modestoo


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Originally posted at: Madison LeCroys Black Keyhole Long Sleeve Mini Dress

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Ciara Miller’s Burgundy Mesh Feather Top

Ciara Miller’s Burgundy Mesh Feather Top / Summer House Season 10 Episode 3 Fashion

Ciara Miller’s burgundy mesh feather top on tonight’s episode of Summer House is giving main character energy. She may be looking for a Christian husband and I’m not sure we can help, but in the meantime we found you the perfect new feathered friend below.

Best in Blonde,

Amanda


Ciara Miller's Burgundy Mesh Feather Top

Click Here for Additional Colors


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Originally posted at: Ciara Miller’s Burgundy Mesh Feather Top

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Amanda Batula’s Red Striped Sweater and Cat Eye Sunglasses

Amanda Batula’s Red Striped Sweater and Cat Eye Sunglasses / Summer House Fashion Season 10 Episode 3

Amanda Batula sits with Kyle Cook on the beach for a tough talk on tonight’s episode of Summer House in a red striped sweater with cat eye sunglasses. When it comes to sunglasses, we might have an issue because we want to buy every single pair Amanda wears. They’re compatible with any fit and priced under $100, making it an easy decision to keep scrolling and snag a new pair of sunnies this season.

Best in Blonde,

Amanda


Amanda Batula's Red Striped Sweater and Cat Eye Sunglasses

Style Stealers

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Originally posted at: Amanda Batula’s Red Striped Sweater and Cat Eye Sunglasses

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Important Cybersecurity Reminders for 2026 – How to Spot and Avoid Common Scams

Important Cybersecurity Reminders for 2026 – How to Spot and Avoid Common Scams

In recent years, reports of financial scams have increased dramatically. What once may have looked like an obvious attempt at fraud has evolved into something far more convincing – and far more difficult to detect. We hear about these schemes not only in the news, but directly from our own clients, some of whom have encountered suspicious emails, phone calls, or text messages that appear legitimate at first glance.

As technology continues to advance, especially with the rise of artificial intelligence (AI) and more sophisticated communication tools, scammers are becoming better at impersonation, urgency, and psychological pressure. One of the most effective ways to protect yourself and your financial information is by staying informed. That’s the goal of this article.

As part of our ongoing commitment to education and consumer protection, we want to walk through some of the most common scams we are seeing today, how to recognize warning signs, and detail some practical steps you can take to safeguard your personal and financial data.

Why Scams Are Becoming More Convincing

Scammers no longer rely solely on poorly written emails or clearly fake phone calls. Today’s fraud attempts often include:

  • Real company names and branding.
  • Email addresses that closely resemble legitimate domains.
  • Caller ID spoofing that displays familiar phone numbers.
  • Messages crafted to create a sense of urgency, fear, or confusion.

The common financial scams of today often even reference real institutions, real employees, or real current events which add credibility to their outreach attempts. The goal is almost always the same: to trick someone into revealing sensitive information or sending money before they have time to think or verify the request.

Understanding how common financial scams typically operate is the first step toward protecting yourself.

Common Types of Scams to Watch for

1. Phishing Emails

What they often look like:

Phishing emails are designed to appear as though they come from trusted organizations – such as banks, government agencies, or well-known financial institutions like Vanguard, Charles Schwab, Fidelity, Bank of America, etc. These messages often claim there is a problem with your account or that immediate action is required.

Common examples include:

  • Notices of “unusual activity”
  • Alerts about late payments or account restrictions
  • Requests to confirm or “verify” your information

While the email may look legitimate, the sender’s address or embedded links often contain subtle irregularities.

Red flags to watch for:

  • Requests for personal or financial information
  • Urgent or threatening language (e.g., “Your account will be closed today”)
  • Unexpected attachments
  • Slight misspellings or extra characters in email addresses or links

Legitimate financial institutions do not make unsolicited requests for sensitive information via email.

2. Phone Scams (“Vishing”)

What they often look like:

Phone scams involve callers claiming to represent entities such as the IRS, the Social Security Administration, tech support providers, or financial institutions. These calls may sound professional and confident, and in some cases, the caller ID may even display a familiar name or number.

Common tactics include:

  • Requests for Social Security numbers or account details
  • Instructions to make payments via wire transfer or gift cards
  • Claims that immediate action is required to avoid penalties or account suspension

Red flags to watch for:

  • High-pressure tactics or aggressive tone
  • Threats of arrest, legal action, or frozen accounts
  • Requests for payment methods that legitimate institutions do not use
  • Caller ID spoofing that masks the true source of the call

Recently, we have also seen an increase in scams originating on social media platforms, including messages that appear to come from real U.S.-based law firms threatening legal action over alleged intellectual property violations. These messages are designed to intimidate recipients into responding quickly without verifying their legitimacy.

3. Text Message Scams (“Smishing”)

What they often look like:

Text message scams frequently involve short messages that include suspicious links and claims of urgency. These texts may reference package deliveries, account verification codes, or maintenance requests you did not initiate.

Common examples include:

  • “Your package is delayed—click here to update delivery details”
  • “Unusual activity detected—verify your account now”
  • Messages claiming you’ve won a prize or giveaway

Red flags to watch for:

  • Shortened or unfamiliar URLs
  • Requests to click a link to “fix” or “update” an account
  • Messages referencing transactions or contests you never entered

If you were not expecting the message, it is best to avoid clicking any links and verify the situation independently.

Practical Steps to Protect from Common Financial Scams

While scams may be becoming more sophisticated, there are still effective ways to reduce your risk. Here are a few tips.

Be Cautious with Unsolicited Contact

If someone reaches out unexpectedly, pause and verify the request through a trusted source. Use official websites or phone numbers you already have on file or that you can easily find on Google – rather than the contact information provided in the message itself.

Never Share Sensitive Information

Be extra wary when sharing personal or financial details via email, text, or phone – especially if you didn’t initiate the interaction. Financial institutions like Bank of America, Charles Schwab, or Fidelity will not spontaneously contact you to request sensitive information.

As it relates to financial institutions, we ask our clients to view us as a firewall – an extra protection as it relates to the flow of your information, as we daily work such institutions and thus can quickly spot an illegitimate contact attempt.

Inspect Links Before Clicking

Many major email service providers allow you to hover over links in emails to see the location the link actually will send you to. This allows you, before clicking the link, to confirm that the destination URL is legitimate and matches what the visible link text is representing.

Here’s a quick example for clarification. If I embedded a link in the following phrase “click here to access our budget worksheet!”, you would rightly expect that link to take you to our website, not another unrelated destination. If you hover over that link (usually blue text), you will see that it is accurately represented. That link takes you right to where you would expect it to.

Enable Multi-Factor Authentication

Consider using multi-factor authentication on financial accounts. This adds an additional layer of security beyond just a password.

Use Strong, Unique Passwords

Avoid reusing passwords across multiple accounts. Strong, unique passwords – updated regularly – can significantly reduce your exposure.

Ignore Pressure Tactics

Legitimate companies and government agencies do not demand immediate action or payment over the phone or via text. Urgency is a common tactic used to prevent you from verifying the request.

When our clients encounter any communication that raises concerns, we encourage them to contact our office. We are always here to help you evaluate the situation and protect your financial well-being. If you have a financial advisor yourself, you can do the same – they’d likely be happy to assist you in ensuring the legitimacy (or otherwise) of such outreaches.

How to Identify Legitimate vs. Scam Email Addresses

One of the most effective ways to spot a scam is by closely examining the sender’s email address. Here are some tips using a breakdown and comparison of how to differentiate between legitimate and illegitimate emails, using Charles Schwab simply as the example, but the same principles apply to any financial institution.

Legitimate Email Address Examples

Legitimate emails typically come from verified company domains and follow consistent formatting:

  • clientservices@schwab.com
  • notifications@schwab.com
  • support@schwab.com
  • no-reply@schwab.com

Key characteristics of legitimate emails:

  • The domain ends in @schwab.com
  • No extra words, numbers, or misspellings
  • Clean, professional naming structure

Scam or Suspicious Email Address Examples

Scammers often create email addresses that closely resemble real domains but include subtle errors:

  • clientservices@schwab-support.com
  • security@schwabverify.com
  • account.alerts@schwabb.com (extra “b”)
  • no-reply@schwab.com.secure-login.net
  • support@schwab-accountverify.co
  • schwab.alerts@secure-mail247.com

Common red flags include:

  • Extra words added to the domain (e.g., support, verify, secure)
  • Misspellings (e.g., schwabb, schawb)
  • Suspicious domain endings such as .co, .info, or .net
  • Long, complex addresses with multiple dots

In this example, if the email does not end exactly in @schwab.com, it should be treated with caution.

A Final Word on Keeping Your Information Secure

We encourage you to save or print this article so you can reference it in the future. Even a quick refresher can make a meaningful difference when something doesn’t feel quite right.

We encourage our clients, if ever they receive an email, call, or message – whether from us, one of our affiliates, or another financial institution – and are unsure about its legitimacy, to feel free to forward it to our office. We are always happy to take a second look.

At The Ivy League Advisory Group we know that protecting our clients’ financial information is an ongoing effort, and we remain committed to working alongside you to help ensure your personal and financial security.

If you or a loved one is interested in working with a specialized retirement plan designer BOOK A TIME HERE.

Let’s Have a Conversation:

What scams have you encountered in recent years? How did you recognize them? Do you keep updated on the latest scam tactics?

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5 Inspired Steps to Visualize a New Lifestyle After 60

5 Inspired Steps to Visualize a New Lifestyle After 60

What do you think is the #1 obstacle to visualizing and living your dream lifestyle after 60? If you said a Fixed Mindset, you would be correct.

Dr. Carol Dweck, who is a world-renowned Stanford psychologist and Growth Mindset Pioneer had this to say about the kind of mindset required for positive transformation as we age:

“The belief that abilities are fixed is most damaging in older adults. Our research shows that when people over fifty adopt a Growth Mindset, their cognitive abilities not only maintain but often improve.”

In my previous article and video for Sixty and Me readers, I revealed how my “See It, Believe It & Achieve It” framework works better for people in their 50s, 60s, 70s, and beyond than it does for younger adults.

A key part of making this framework beneficial to your dreams and desires coming to fruition is a Growth Mindset and the power of your childhood imagination.

In this second article and video of my new, 12-part exclusive series for Sixty and Me readers titled Visualize a Vibrant New Lifestyle After 60”, we are going to explore what a Fixed Mindset is and how to transform it through your childhood imagination.

Where Does a Fixed Mindset Come From?

A Fixed Mindset is established early on in life through rigid beliefs and strict rules. They are handed down by authority figures, such as parents and teachers, and later reinforced throughout society.

Millions of people over 60 were conditioned early on in life to adopt a Fixed Mindset through fixed beliefs. The basis of fixed beliefs is that your abilities, circumstances, and potential for growth are limited as you age.

Fixed beliefs are often harsh and aimed at controlling behaviors that come naturally to children, such as curiosity, playfulness, and imagination. These same traits are vital for creating a fulfilling lifestyle as we age. However, due to a Fixed Mindset, the very things we need to visualize and actualize our dreams into reality are often underdeveloped.

Creating a Better Lifestyle After 60

Your childhood imagination was never fixed, nor was it rooted in limitations. As a child, you effortlessly explored possibilities, experimented with new ideas, and genuinely believed anything was possible.

To create a better lifestyle for yourself after 60 requires specific beliefs and behaviors to be changed. For you cannot keep relying on the same beliefs and behaviors all the while expecting new and improved results.

You may agree, but if you are over 60, you have a lot of experience tied to specific thoughts, beliefs, and behaviors that are not so easy to change overnight.

To help you embrace your childhood imagination and overcome fixed beliefs, here is an effective and practical five-step process that is part of my “See It, Believe It & Achieve It” framework.

5-Step Action Plan to Undo a Fixed Mindset

Step 1: Identify & Challenge Fixed Mindset Beliefs

A Fixed Mindset often influences your thoughts and decisions unconsciously. The first step is to consciously challenge negative thoughts and fixed beliefs.

Make a list of five beliefs that keep you feeling stuck. Examples such as:

  • “I’m too old to start over.”
  • “I’m not creative.”
  • “I don’t like change.”

Next to each belief, write a counterstatement such as the following:

Step 2: Reframe Change as a Playground, Not a Threat

Many of us were raised to see change as risky, unpredictable, or dangerous. Before limiting beliefs took over, however, your natural curiosity as a child led you to seek new experiences.

Instead of asking, “What if this doesn’t work out?” ask a playful question like: “What exciting opportunities could this bring?” and “How can I make this feel like an adventure?”

Step 3: Start Small – Play with Micro-Imagination Exercises

Jumping straight into big visualizations can feel overwhelming. Instead, start small, be playful, and allow yourself time to build your creative muscles.

Before you take a walk or go to the store, allow a few minutes to visualize the experience. What do you see? Who is with you? What’s your desired outcome?

Step 4: Surround Yourself with Growth & Possibility

A Fixed Mindset is often reinforced by your environment. This includes people and routines that keep you stuck in a revolving door of unfulfilling repetitive patterns. To fully embrace change, expose yourself to expansion.

To begin, create a “Growth Mindset Circle” by surrounding yourself with people who embrace learning, creativity, and change. Change one daily habit or routine, such as taking a different route on a walk, speak to yourself in a more loving way, or explore a new topic to educate yourself on.

Step 5: Step into Your Future Self Today

Your childhood imagination allowed you to pretend and play without hesitation.

Instead of waiting to become the person who embraces change, act like that person today. Ask yourself, “How would my future self approach today?” and take one action that’s in alignment with that version of you.

Next Steps:

Next in this series, you will learn how to create a Visualization Sanctuary that will enhance your visualization practices.

I invite you to join me in the video, where I will share with you six Future Self Affirmations that will mentally, emotionally, and energetically align you with the version of yourself who is already living your dream lifestyle.

Let’s Have a Conversation:

What is one fixed belief you have identified recently? Have you found a way to overcome it? How?

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