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Rihanna has done it again. You might even want to switch out your trusty Laneige lip mask for her latest drop — at least some of the time. Fenty Skin released its new Plush Puddin’ Intensive Recovery Lip Mask With Pomegranate Sterols + Vitamin E (phew!) just as temperatures have started dropping and lips are getting dryer. It’s been out for about 30 seconds and TikTokers are already freaking out about its ultra-hydrating capabilities.

“I think this is the most hydrating lip balm I’ve ever put on,” TikToker Sarah Wolak said in her video. “It is very, very thick but it is working.” Makeup2theMaxx agrees, saying, “This lip mask is thick in the best way possible. It’s not sticky and all and look at the shine it gives.”

Fenty Skin created the lip mask to be a part of your self-care.

“I’m very into the little aspects of your skincare ritual,” Rihanna said in a statement. “Having a lip care routine is super fun but also so necessary to keep your pout perfectly healthy, hydrated and sexy. Plush Puddin’ is the ultimate self-care treat for your lips that I use every day and night.”

Fenty Skin.

It’s vegan and cruelty-free formula was made with coconut and castor oils (to help retain moisture), aa pomegranate and jjjoba oil complex to firm and plump the lip and pomegranate sterols to boost the skin’s barrier and boost hydration.

The unique packaging is also made with 100 percent PCR (post-consumer recycled) material and recyclable. Fenty Skin is really upping its sustainability efforts and we’re here for it. Some TikTokers say the packaging does take some getting use to since you have to turn the bottom to makce your perfect amount of product come out every time.  Hey, it beats putting your dirty nail in the post.

Grab Plush Puddin’ Intensive Recovery Lip Mask now at Sephora.

Medicare Part B, along with Medicare Part A, make up what is called Original Medicare. As I noted in my previous Sixty and Me blog, Medicare Part A covers inpatient care in a hospital and skilled nursing facility, hospice care and home healthcare.

Medicare Part B covers the following costs if deemed medically necessary:

• Doctors’ fees
• Outpatient care
• Home health services
• Durable medical equipment

The Cost of Medicare Part B

Medicare Part B beneficiaries pay a monthly premium, unlike Medicare Part A, where few people pay a premium. The standard Part B premium amount for 2022 is $170.10. However, that amount goes up depending on income. For example, those making over $91,000 could pay from $238.10 to $578.30 per month.

Medicare Part B premiums are automatically deducted from the monthly benefit for those receiving Social Security. Otherwise, payment can be made through check, credit card or other methods.

Expect to pay deductibles, coinsurance and copayments under Part B. The Part B annual deductible for 2022 is $233. After this is paid, coinsurance of 20% applies although some preventative services have a $0 deductible or coinsurance.

Assignment

Medicare Part B coverage only applies if a provider accepts “assignment.” Assignment means that the provider accepts the Medicare reimbursement amount as payment in full.

Unfortunately, not all providers accept assignment. Some may not accept assignment at all or only for some services and not others. These providers are considered “non-participating.” This means the beneficiary pays all non-participating provider fees in full.

What Does Medicare Part B Cover?

Doctor Fees

As mentioned above, a significant part of Part B covers doctor’s fees. However, coverage is categorized as either medically necessary services or preventative services. Examples of preventive services are:

• Annual “Wellness” checkups
• Cancer screening
• Cardiovascular disease screenings
• Depression screenings
• Mammograms
• Nutrition and obesity screenings & counseling
• Shots like COVID-19, flu and Hepatitis B

Outpatient Care

Medicare Part B covers outpatient services in contrast to Part A, which covers inpatient care. Examples of outpatient care are:

• Emergency or observation services, including an overnight stay in the hospital
• Outpatient clinic services, which could include same-day surgery
• Laboratory tests and radiology services billed by the hospital
• Mental health care
• Medical supplies like bandages
• Preventive and screening services

Home Health Services

Medicare Part B, like Part A, covers some home healthcare costs. Examples of Part B covered costs are:

• Part-time skilled nursing
• Physical, speech, or occupational therapy
• Home health aide

A home health agency must be Medicare-certified to provide services. Also, in-home health services are covered only after a doctor has a face-to-face visit to certify the beneficiary needs such services.

Durable Medical Equipment

Durable medical equipment (DME- e.g. – wheelchair) costs may be covered under Medicare Part B if deemed medically necessary. The beneficiary pays only Part B deductibles and coinsurance if the DME supplier accepts assignment. DME can be either purchased or rented.

What’s Not Covered Under Medicare Part B?

There are some things Medicare Part B does not cover. Examples are:

• Routine vision, hearing and dental care services and products (e.g. – eye exams or dentures).
• Products promoting home safety like grab bars, stair lifts or medical alert systems.
• Non-medical care in long-term care facilities. For example, Medicare will cover costs for help needed for daily activities like toileting, eating or dressing.
• Medical services out of U.S. territory except in unusual situations.

You can learn more about Medicare Part B by checking out the Medicare website or downloading the latest Medicare and Me handbook. Also, look for my future blog posts on Sixty and Me for more valuable Medicare information. For an even deeper dive, check out my Medicare eBook at Cantissimo Senior Living.

Let’s Have a Conversation:

How have you used Medicare Part B thus far? Which of its benefits has been the most helpful to you? What service do you wish it covered?

Karen Huger’s Black Crystal Chain Strap Dress in Miami

Real Housewives of Potomac Season 7 Episode 9 Fashion

I think it’s safe to say there is rarely a dinner for these ladies where shi** doesn’t hit the fan. And speaking of fans we’re huge fans of Karen Huger’s gorg LBD. Even though it’s sold out we have Style Stealers below that are off the crystal chain. 

Sincerely Stylish,

Jess

Click Here to See Her David Koma Dress

Originally posted at: Karen Huger’s Black Crystal Chain Strap Dress

Gizelle Bryant’s White Pleated Chain Strap Jumpsuit in Miami

Real Housewives of Miami Season 7 Episode 9 Fashion

Gizelle Bryant was very fashionably late on time for Karen’s big 5-9 party. She was wearing a classy pleated chain strap jumpsuit. I like this style of jumpsuit because it looks like a dress, but has the benefits of pants. Those benefits being of course movin’ and groovin’ in ways you couldn’t in a dress. But a big move you can make in any article of clothing is the move down to the links and Style Stealers below to get a new fab jumpsuit.

Sincerely Stylish,

Jess

Click Here to Shop Her Alice + Olivia Jumpsuit On Sale

Click Here to Shop Additional Stock

Originally posted at: Gizelle Bryant’s White Pleated Chain Strap Jumpsuit

To quote one of my very favorite and famous beloved female comedians, Gilda Radner’s character, Roseannadanna, “It just goes to show you, it’s always something – if it ain’t one thing, it’s another!” I regularly re-quote Roseannadanna’s words to those who contact me about various unavoidable home ownership problems. The quote usually puts a smile on everyone’s face and gives us all peace of mind.

Home Ownership Issues

Recently, I received a call from a gentlemen asking for advice of what to do about some abnormal home settlement he has noticed around his home after heavy blasting from a nearby rock quarry.

Another call I received was from a homeowner worried about a state road widening project taking place that will take 25 feet off her front yard. And last but not least, I have recently gotten multiple calls from homeowners worried about their rising property tax rates while living on a fixed income.

What can we do as homeowners to protect our largest investment? The best general advice I can give you is to be patient, be calm, research, treat everyone involved with respect and realize that you are not alone.

Document Everything

The gentleman living near the rock quarry is documenting his damage with before and after photos, timelines, contacting his homeowners’ insurance company, and alerting all local authorities involved of possible blasting being conducting outside of legal limits.

Seeing cracks or settlement in your home is extremely upsetting and should be addressed. Taking the time to take the proper steps to document, finding the cause and then seeking a cure is your best solution. Don’t give up if you run into a wall… keep moving forward to get results.

Be Pro-Active with Government Agencies

The homeowner contacted by a government agency alerting her to a proposed highway widening project was told the widening was essential due to her community’s growth. As her community grows, roads and utilities must grow with it and sometimes that growth may end up in her backyard, so to speak.

The thoughts of strangers (government) taking her property by eminent domain are confusing and scary. She has contacted the highway department asking for maps and details of the project. She is now asking for face-to-face meetings with local officials to gather even more information about the project.

In addition, property specialists have been contacted to give her information about her property’s value now and property value after the highway widening project. Thus far, she is taking steps to protect her property rights. No doubt, there will be bumps in the road, but she will get through it.

Increasing Property Taxes

The mere mention of property tax hikes seems to be on almost every homeowner’s mind these days, especially when on a fixed income. It seems everyone is feeling the crunch from higher inflation, including local governments.

So what can you do about it, or should you do anything about it?

If you feel that your property tax increase seems fair, say nothing. However, if you feel that your property tax increase is out of line with increasing costs, you certainly should research the reasons for the increase and make any objections clear.

You might start by contacting your local elected officials and ask questions about the property tax hike. If your elected officials’ information is not satisfactory, then you have the right to ask for public documents which include budgets, expenses and projected costs.

Look over those documents and see if you can find ways to trim costs or find more effective ways your local government can be ran. Share the documents you receive with other citizens in your community that are also concerned with rising property taxes and see if they, too, have suggestions for streamlining costs.

Next, take your findings to your elected officials and respectfully ask them to consider your suggestions for streamlining. It may take them some time to consider proposed changes to trim the budget (government moves slowly), or you may find that your suggestions may be ignored, but at least you have contributed to finding a solution to a problem.

Being a homeowner brings a lot of responsibility and with that, Gilda’s character Roseannadana’s quote continues to resound in my head over and over again. Home ownership obstacles seem to appear whether we like them or not. How we react can help determine our outcomes and our survival!

Let’s Have a Conversation:

Have you had any home ownership obstacles lately? How did you deal with them? What advice would have helped you solve your problems?