Tayshia Adams’ Dress at the Men Tell All

The Bachelorette Season 16 Episode 10 Fashion

While the men are telling all (well, some of them due to COVID-19 restrictions) on this special Monday-night episode of The Bachelorette, we are telling all about Tayshia Adams’ super glam grey velvet dress and gold tie sandals. And while we’re definitely not Reality Steve here, with this lewk I think it’s safe to reveal a little spoiler that a man two men named “Alexandre” totally won her heart.

Fashionably,

Faryn

Sandals Also Seen on Tinsley Mortimer:

Click Here to Shop Her Alexandre Vauthier Dress

Click Here to Shop Her Alexandre Birman Sandals

The Bachelorette Airs MONDAY, DEC. 14 (8:00-10:01 p.m. EDT), on ABC. (ABC/Craig Sjodin)

Originally posted at: Tayshia Adams’ Dress at the Men Tell All

Hailey Bieber is basically our BFF, she just doesn’t know it. We love when she gives us the real deal on all any and all skin troubles, especially acne. So when we saw Bieber wearing Starface Hydro-Stars pimple stickers on Instagram Stories, we knew we weren’t the only ones dealing with some pandemic breakouts. We’re going to be wearing masks at least until summer (probably) so it’s good to know how to heal any pimple that pops up. Acne patches are a great way to do just that.

One of the best things about wearing face masks is being able to hide a pimple patch. You’re healing your skin and protecting your community at the same time and you really can’t go wrong with that. And no one knows! It’s a secret! But it doesn’t have to be. Starface’s pimple patches are made to be worn IRL and show off because everyone gets pimples. Even Hailey Bieber.

Instagram.com/haileybieber.

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Starface.

In addition to being cute, Hydro-Stars help suck the oils and sebum out of a pimple when worn for about four hours. They’re made from hydrocolloid, a gel that draws out the fluids. Like others also made from hydrocolloid, they work best on “mature” pimples, ones with a head that’s come to the surface. They’re not going to do much for a cyst under the skin except keep you from picking at it—which is important too. (For the first sign of a pimple, try Zitsticka Killa Kit.)

And when you run out of stars, fill your Hydro-Stars kit with the brand’s painfully cute collab with Sanrio. Yes, these are Hello Kitty pimple patches and they’re everything.

Target.

Someone get these to Bieber—STAT.

As we enter the holiday season, we grandparents find ourselves wondering what to get the grandkids. This year, here is a suggestion that will have a lasting impact!

Is leaving a legacy important to you? While we are struggling to find the right gift for that special little grandchild, maybe we can step back for a moment. What might really benefit them and have our grandkids remember us by well into their future?

Giving the Gift of Education with College Savings Plans

I am talking about helping them with their future educational costs by participating in a College Savings Plan or 529 investment account.

Almost every state in the United States has one or more programs that will allow you to make contributions into an investment/savings account that can grow tax free and be withdrawn tax free for college, vocational training, and graduate school.

These savings can be used for tuition, room and board, books, lab fees and other qualified expenses.

In addition, your contribution may also be tax deductible in the state in which the account is established. Each state has its own set of rules regarding the amounts that can be contributed each year and the amount that can be deducted from the state tax return (not federal tax).

There is a federal limit on the amount that can be contributed under the annual gift tax exclusion; however, there is a way to maximize the amount by taking up to a five-year advance on the annual exclusion, up to $70,000 in one year.

Pre-Paid Tuition Plan in Virginia

For example, I live in Virginia and here is how it works for me. There are several types of savings and investment plans including a “pre-paid tuition” plan.

The pre-paid tuition plan is a guaranteed plan that allows someone to pay for the cost of tuition while the child is younger and the state guarantees the cost of tuition to be paid in full if the student attends any of the state colleges or universities.

You can pay for one or more years, guaranteed regardless of the future increase in the actual tuition cost. For very young children I think this provides a base of security for the cost of higher education.

The only drawback is if the child decides to go to an out of state school. In that case, the guaranteed benefit ceases and an equivalent amount based upon the average of the state’s tuition costs is provided to the student.

College Savings Plans

However, the other savings plans under the tax code of Section 529, provides an opportunity to invest into a college savings plan that is available to cover all qualified expenses regardless of where the child goes to school.

I like doing a combination of the guaranteed pre-paid tuition and the 529 investment accounts to cover as much of the cost as possible ahead of time. This way we have an amount that has a guaranteed benefit and a portion that will be subject to the investment market ups and downs.

There are no other investment plans that can provide a state tax deduction and be tax free upon withdrawal. It’s hard to beat zero taxes!

Beneficiaries Can Be Changed

How is the money protected in the event a child does not go on to college? One additional benefit is that the monies that are “gifted” into the account are not the property of the child; the child is simply the beneficiary of the account.

The custodian is usually the donor (grandparent) and the successor custodian is the parent of the child. The beneficiary can be changed to another sibling, parent or even to a first cousin. The custodian controls the account and names the beneficiary. By having a successor custodian, the account passes to the parent without going through probate.

For my grandchildren, I am not trying to pay 100% of the cost of higher education but an amount that will help reduce their dependency upon student loans. Each grandparent needs to evaluate what amount they can afford to contribute that will not cause any financial problems for themselves.

Having done these types of savings and investment plans for my clients I have found that the children are very appreciative of having a portion of their college expenses paid and it creates a special connection with the grandparent whether they are there or not at the time the child goes off to college.

I personally cannot think of a better investment than our grandchildren’s education!

Have you considered giving your grandchild the gift of education through a college savings plan or 529 investment account? Have you looked into any of the plans I mentioned? What options exist where you live? Please join the conversation.

Do you want to feel empowered? Energetic? Self-confident? One way to do that is by trying new things and confronting your fears. When you step outside your comfort zone and challenge yourself with a new sport, a new technology, or even something easy like a new food, you’ll view yourself differently.

Once you try something new, you’ll find that you’re willing to step outside your comfort zone again and again. You’ll start looking for opportunities to say “yes” instead of “no.” Before you know it, you’ll be that adventurous and spontaneous person who’s a role model for her friends!

Do the Things That Frighten You

That’s what Ferida Wolffdid. She told her friend she was going to tour the Galápagos Islands on a small ship. And she was someone who often got seasick. Her friend pointed out that Ferida was always doing things like this – deliberately challenging herself.

Her previous trip had been to Machu Picchu in Peru, where she had ended up hugging the side of the mountain because she has a fear of heights.

When Ferida thought about it, she realized her friend was right. She’d been doing lots of exciting things that forced her to confront her fears. She had tried hot air ballooning as well – not exactly what most people choose to do when they’re afraid of heights.

Overcome Those Emotional Barricades Too

Ferida says she’s working on the emotional side of things too. It can be scary to apologize to someone, to forgive someone, or to speak up for yourself. Even sharing your opinions can be daunting, and Ferida’s been mustering her courage to do that.

She says, “Fear has become an amber caution light to me rather than a red stoplight. I look around, and if there isn’t an authentic reason to be afraid other than my own reluctance, I may go for it.”

Never Say Never

BJ Whitley is another woman who confronted her fear head on and came away with a widely expanded world. She and her boyfriend were hitting the road in a 40-foot motorhome for a big adventure.

He was selling his house, and BJ was renting out hers, and they were getting rid of 65 years of accumulated possessions. Just shedding all that stuff is an empowering, liberating experience!

But BJ’s boyfriend wanted to add one possession back into the mix – a bicycle. BJ said no way was she going to learn how to ride a bicycle at her age. She hadn’t learned as a kid because a girl from her church had a fatal accident while riding a bike. As a result, BJ’s parents wouldn’t allow her to have one.

Now her boyfriend was telling her that everyone traveled with bikes on the back of their motorhomes. That would be their transportation when they parked at campsites.

Learn a New Skill

BJ went off to Walmart to buy a bike and then, surprisingly, learned how to ride it in only 30 minutes.

She says, “Since that day more than seven years ago, I have ridden through the crowded streets of Key West and tackled bumpy, unruly trails in campgrounds throughout Texas, California, and Virginia. Bicycling has truly enhanced my retirement years, given me more self-confidence, and, more importantly, taught me that a simple courageous act knows no age.”

And of course, it’s great exercise too. My husband and I have pulled our 20-year-old bikes out of storage, and we’ve been having a great time riding them around our hilly neighborhood during the pandemic.

It makes you feel like a kid again when you get back on a bicycle, but I must admit that I was a bit nervous when I started riding again after not doing it for years.

Make “Yes” Your Go-to Word

As we age, we need to resist that natural tendency to say, “Oh no. I can’t do that.” All that does is make our world smaller. By adopting a policy of saying “yes” to new experiences we make our world larger. And that’s the direction you want your life to take when you’re over 60, because, after all, age is just a number.

Tips for Confronting Your Fears from Chicken Soup for the Soul

• Add “try something new” to your daily to-do list.
• Start small, with something as simple as a new food.
• Work your way up to the bigger, scarier activities or experiences.
• Make “yes” your default answer.
• Enjoy being an adventurous person who steps outside her comfort zone.

Do you agree it’s never too late to confront your fears and step outside your comfort zone? What new activities, sports, foods, or other things have you tried? What will you try next? Please join the conversation.