Month: September 2021

My Adventures with a Cargo Van: Part Two

cargo van adventures

In Carpe Diem: Have You Ever Thought of Getting a Cargo Van?, I promised Part Two would describe what happened on the first adventure for my husband Rito, our dog Pepe, and me in our new Dodge Promaster.

I’m happy to report that the trip was terrific. Several people told me that my blog inspired them to consider trying a cargo van. Here I’ll share a bit about our van and our trip. I will also offer tips for camping during another Covid surge and, finally, advice from nomadic travelers.

The Van: A Work in Progress

Our van still needs a lot more converting, but we had everything we needed. The memory foam bed was comfortable. Since we didn’t have time to install a solar panel, we recharged the electrical system with our car battery. As a result, we had light, and I could use my CPAP.

A small fan kept us cool on the one hot night, and on a smoky day, we plugged in a portable air filter. A single burner electric induction stove cooked our food. An ice chest served our needs. Later we’ll install a small refrigerator.

This type of cargo van has many benefits. First, the short length allowed us to pull into parking spots with ease. Second, blending in with Amazon vans, we traveled incognito. Finally, unlike bulky campers, we had no trouble maneuvering along the windy coastal roads.

The Trip: Two Weeks Driving North, a few Days Heading Back South

I highly recommend the coasts of Oregon and Washington for a beautiful, relaxing vacation. Six hours after heading north from the SF Bay Area, we crossed the Oregon border, and for the first week, we only drove a few hours a day to camp in various lovely locations.

Strolling down Harris Beach, we witnessed tide pools with brilliant green sea anemones and colossal starfish.

In Florence, we climbed massive white dunes in a strange sandy world that stretches for miles.

On the Washington border, the 1,200-mile-long Columbia River empties into the ocean. There, we camped at Fort Stevens State Park, which features the only Civil War-era fort on the west coast. We climbed into bunkers that served as a World War II command center and even was shelled by a Japanese submarine.

In Washington, we spent several days on Lake Quinault, a lesser-known part of the Olympic rainforest. At the tip of the lower 48 states, we stayed outside Port Angeles and drove up to Hurricane Ridge with views of Mount Olympus and other snow-covered peaks. Unfortunately, that day, smoke from fires in Eastern Washington obscured our view.

In the Olympic National Park we took a short hike to the spectacular Madison Falls.

From there, we headed back, stopping at Rainbow Falls State Park and then heading south on Highway Five.

Wildlife

All along the way, we saw spectacular wildlife, eagles, cottontail rabbits, and a majestic pair of elk that stared straight at us. There were egrets, terns, osprey, red-footed Black Guillemots, and hundreds of squawking gulls along the ocean and in the lagoons.

Along lakes and rivers in the Olympic Rainforest, we viewed a family of merganser diving ducks, flocks of Canadian geese, a noisy killdeer, and a great blue heron. Woodpeckers, chickadees, and a fluffy winter wren greeted us in the forest.

Tech Support

On our way south, we stopped in Portland at the Light Harvest Solar Company, where we had purchased our electrical system. The technician marveled at Rito’s work and fixed a few things that were impeding the system.

There Was Even Time for Work!

Finally, after 12 days, we arrived in Ashland, where I gave two days of workshops. I’d safely stored my professional clothes and materials in a special suitcase. All went well, although I plan to give presentations at the beginning of the trip next time.

We made one alteration to our route. We had planned to spend our last night at Mount Shasta, but due to the wildfires in that region, we doubled back north and crossed back to the coast, spending our last night in the redwoods. I was able to reserve a campsite on my phone.

Planning Is Required

A successful trip to the popular Oregon Coast and the Olympic Rainforest requires planning ahead. We learned this the hard way on past trips. Once after traveling through Alaska and picking campsites as we went, we were forced to spend the night in an Oregon casino parking lot because all campgrounds were full.

With the ease of the Internet, I carefully mapped out a trip using Google Maps. I checked photos of the campgrounds, read reviews, and reserved spots for every night. All campgrounds sent preregistration forms, allowing us to arrive at our leisure and find our designated site.

Each location along the coast has its unique charm and only requires driving 2-3 hours from place to place. Here’s my route with all campgrounds. I recommend every one of them.

Camping During Covid

Due to Covid, we avoided crowds. Even with many people traveling to the coast to escape smoke and fires, we could keep a safe social distance. We wore masks in stores and restrooms and bought take-out or cooked our meals. Coastal trails and beaches had room for everyone. Since I presented to a large group, we had Covid tests on our way home, receiving negative results two days later.

Tips from True Nomads

Along the way, we met several nomadic campers. One 66-year-old woman had been on the road with her German Shepherd for three months. After her divorce, she decided not to pay substantial monthly rent and bought a Dodge Promaster like ours.

While recovering from a hip replacement, she hired a company to convert the van to match her needs. She explained that her solar panel gave her all the energy she needed, so she never hooked up to electricity.

She described herself as a newbie but appeared very savvy about the resources such as free campgrounds found on Freecampsites.com. She also told us about the women’s meetup she attended, making new friends, and getting tips.

If you’re considering van life, check out Van Camping And Senior Citizens – Are They A Match? The article tells of many boomers’ experiences with van camping. Also, here’s an excellent guide: Van Life How To: Your Complete Guide to Living in a Van. Finally, you might take a test run, like we first did, by renting a van on Outdoorsy (US) or AutoEurope (internationally).

Then we’d love to hear about your experiences.

What do you think is the biggest upside to traveling in a van? Do you think you could have a trip in a van or camper? Where would you go and what would you do?

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Garcelle Beauvais’ Leopard Print Coat

Garcelle Beauvais’ Leopard Print Coat

Real Housewives of Beverly Hills Season 11 Episode 15 Fashion

What better way to match your leopard print dress than with a leopard print coat? That’s just what Garcelle Beauvais did to go full on feline. Which is great because it looks as if she’ll need to channel some animalistic behaviors at the party because it looks like claws will be out based on the previews. Just like the stock of this coat will be if you don’t get your paws on it quick.

 

Sincerely Stylish,

Jess

 

Garcelle Beauvais' Leopard Print Coat

Click Here to Shop Her Norma Kamali Leopard Print Coat

Originally posted at: Garcelle Beauvais’ Leopard Print Coat

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Misunderstandings About the Financial Power of Attorney Document

financial power of attorney

Do you know if your financial power of attorney document is a “springing” or an “immediate” authorization? Do you know what your bank or retirement account custodian would require if your financial power of attorney agent needed to transact on your account for you?

Those two questions and their answers can cause a lot of confusion. Let’s see if we can clarify the terminology so you can better understand what you have in place and then talk with your estate planning attorney or financial institutions as needed.

No Wonder It’s Confusing!

In the United States, the copy of the legal document that you (hopefully) have in place to name who you want to act on your behalf on financial matters when you are unable, may be titled by many different names.

The heading may say Durable Power of Attorney, Durable (Financial) Power of Attorney, General Durable Power of Attorney, Durable General Power of Attorney, General Power of Attorney, Durable Power of Attorney for Management of Property and Personal Affairs, or something similar.

I currently see all of those on my clients’ documents that they had drafted by their estate planning attorney here in Arizona. The confusing part to clients is that it may not have the word “financial” in the heading of the document at all.

Now or Later?

Whatever your document is called, it is naming someone, often referred to as an agent or attorney-in-fact, who you want to make financial decisions as well as specifying what actions they can take if you are unable. Here is a Power of Attorney Checklist to help you with that decision making. That document also specifies when your authorization goes into effect.

Springing vs Immediate

It may only apply at the time that you are deemed incapacitated (often requiring medical confirmation in writing by two physicians). That is referred to as a “springing” power since it only “springs” into action when you become incapacitated and not before then.

Alternatively, you may state that your agent authorization applies immediately, and you give permission for that person to act on your behalf starting now. In that case, no incapacity is required, and no further documentation would be needed by a physician.

Whichever one you have, the agent’s power ends at death. Upon death, the trustee/executor/personal representative would become the decision maker.

Talk to Your Attorney

Without relooking at your document, you may not know or remember which type of financial power of attorney you have in place, “springing” or “immediate.” There is no right or wrong but the pros and cons of each, as well as the convenience and trust factors as we get older, makes for a good discussion to be guided by your estate planning attorney to help you make an informed decision.

To Each His Own

So whichever version of the financial power of attorney you have, it is also good to understand that each financial institution will have its own process if the time comes that your agent needs to take action on your behalf. You won’t know what’s required until you ask, and they may change those requirements over time.

So Many Options

Some banks, for example, will accept a copy of your financial power of attorney document and that is all that is required. Others will only accept that document if it is less than 3 or 5 years old (I have seen both).

Others will also require their form to be completed, either in addition or in place of the legal document. And still others may require a notary stamp or signature guarantee to be added to the process. At investment and insurance companies, there may also be a legal department review before it is deemed approved and in place.

Do It Now If You Can

If you have an immediate financial power of attorney document, I am a fan of seeing if you can get it on file at some or all of your financial institutions in advance. That way there is less delay or paperwork required at the time an agent may need to act on your behalf.

He or she will appreciate less stress in that moment by having it already in place. Some financial institutions will only allow it to be added at the time it needs to be exercised, not in advance. Again, you have to ask in order to find out.

A Copy to Your Agent

As always, when you name someone as a power of attorney, either for finances or health care, be sure you provide them with a copy of the document. That’s also the opportune time to talk with them further about your wishes including Living Arrangements for the Future and answer any questions they may have.

The “To Go” Bag

I attend and volunteer teach at a senior outreach program here in the Phoenix area, and one additional thought I learned from those audiences is something that you may want to consider too.

They suggest traveling with a “To Go” bag. It may be a folder, file, zipper pouch, etc. that you bring along on your travels. And it holds important information like a copy of your financial power of attorney, health care directives documents, medication list, and I.C.E. (In Case of Emergency) contact sheet.

This all may feel a bit like a belt-and-suspenders approach to making your wishes known. But documents are no good if they aren’t available when they are needed!

Have you had any experience with drafting a financial power of attorney or providing that document to a financial institution? What guidance can you offer to the community?

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The CVS Epic Beauty Event Is Back & Includes Even More Wellness Products on Sale

There’s nothing more annoying than going to one store thinking you’ll get everything you need, only to have to hit two other places because the first didn’t have it all. Luckily, the CVS Epic Beauty Event features self-care, wellness, skin care, hair care and cosmetics. From August 29 through September 25, you can score ExtraBucks Rewards, as well as Hot Offers each week on cosmetics (the offers change weekly). Shop everything you need for practically any situation, from a house party with the girls (including new makeup) to a post-spin class refresh.

Not only are there four long weeks of sales with rotating options, but you can score even more ExtraBucks the more you buy. Spend $40 on select beauty and wellness products and get $15 in CVS ExtraBucks Rewards. Spend $30 on select beauty and wellness products and get $10 ExtraBucks Rewards. So, whether it’s nail polish for a DIY manicure or new vitamins, the CVS Epic Beauty Event has got you covered both in-store and online.

There are hundreds of items on sale each week but we got you started with some of our faves, below.

Our mission at STYLECASTER is to bring style to the people, and we only feature products we think you’ll love as much as we do. CVS is a STYLECASTER sponsor, however, all products in this article were independently selected by our editors. Please note that if you purchase something by clicking on a link within this story, we may receive a small commission of the sale.

Week 1: August 29-September 4

shea moisture curl

CVS.

SheaMoisture Coco Shea Curl Glam Sulfate Free Conditioner for Frizz-Prone Hair

This sulfate- and silicone-free conditioner can be used as a cleansing conditioner and/or dry hair treatment for curls so it’s basically a two-in-one.

Flamingo Razor

Flamingo Women’s 5-blade Razor with Replacement Blade Cartridge

Ashley Graham’s favorite razor features a flexible hinge that glides over knees and curves, helping you get the closest shave ever without nicks. Choose from either the Taro or Rose color options to match your bathroom aesthetic. And don’t forget the shave gel!

cvs body wash

CVS.

Beauty 360 Sensitive Skin Body Wash

This hypoallergenic body wash is unscented and soap-free — perfect for those with sensitive skin. And even though it’s gentle, it still makes a creamy lather that gives you a deep cleanse.

L'Oreal Paris Bambi Instant Volume Oversized Eye Washable Mascara

CVS.

L’Oreal Paris Bambi Instant Volume Oversized Eye Washable Mascara

For bold, look-at-me-lashes, this lifting and curling mascara is exactly what you’re looking for. The mix of long and short bristles separates each lash for tons of length and definition.

Neutrogena Stubborn Marks PM Treatment with Retinol SA

CVS.

Neutrogena Stubborn Marks PM Treatment with Retinol SA

Post-acne marks are no match for this nighttime treatment infused with Retinol SA, a stabilized form of vitamin A.

Olly Glowing Skin, 50CT

CVS.

Olly Glowing Skin, 50CT

Support hydrated, youthful-looking skin with these hyaluronic acid, collagen and sea buckthorn gummies.

Week 2: September 5-11

Olay Cleansing & Nourishing Body Wash with Vitamin B3 and Hyaluronic Acid

CVS.

Olay Cleansing & Nourishing Body Wash with Vitamin B3 and Hyaluronic Acid

Why can’t skincare ingredients be in your body products, too? They can with this ultra-nourishing body wash infused with hyaluronic acid to really lock in moisture.

Miss Jessie's Jelly Soft Curls

CVS.

Miss Jessie’s Jelly Soft Curls

Get ultra-soft, touchable curls with this leave-in styling gel. And there’s no petroleum or sulfates — you know Miss Jessie’s cares about the health of your hair, too.

covergirl lash blast wterproof

CoverGirl.

CoverGirl Lash Blast Clean Waterproof Mascara

CoverGirl just launched a waterproof version of its best-selling clean mascara. Hint: we love it.

Nature's Bounty Advanced Hair, Skin & Nails Jelly Beans with Biotin, 80 CT

CVS.

Nature’s Bounty Advanced Hair, Skin & Nails Jelly Beans with Biotin, 80 CT

These yummy jelly beans contain 6,000 mcg of biotin to support hair, skin and nails, as well as keratin and vitamins A, C and E.

 

Week 3: September 12-18

maybelline fit me

CVS.

Maybelline Fit Me Tinted Moisturizer Natural Coverage Face Makeup

The brand’s Fit Me foundation line is a best-seller so it only makes sense a hydrating tinted moisturizer would be up next. This one lets your skin breathe while still covering any imperfections.

GSQ by GLAMSQUAD Gold Half Moon Claw Clip

CVS.

 

GSQ by GLAMSQUAD Gold Half Moon Claw Clip

Claw clips are back and more fashionable than ever. This one bumps up any casual outfit with ease.

essie color

CVS.

Essie Nail Polish

Perfect-for-summer shades including Ice Cream and Shout (above) and Air Spun Fun (a pale pink) are on sale at just the right time.

L'Oreal Paris Revitalift Derm Intensives 2.5% Hyaluronic Acid + Caffeine Eye Serum

CVS.

L’Oreal Paris Revitalift Derm Intensives 2.5% Hyaluronic Acid + Caffeine Eye Serum

This hydrating eye serum contains pure hyaluronic acid and pure caffeine to plump, brighten and reduce the appearance of fine lines and wrinkles.

Gaiam hip bands

CVS.

Gaiam Restore Hip Bands

This set of two fabric bands can help you increase your mobility in your legs, hips, glutes and thighs, as well as build muscle. There are two levels of resistance as well as an exercise guide.

Week 4: September 19-25

Sun Bum 3-in-1 Leave In

CVS.

Sun Bum 3-in-1 Leave In

Detangle, condition and protect hair with this 3-in-1 leave-in conditioner. It contains a blend of coconut oil, banana and sunflower seed oil to help control frizz and prevent split ends.

revlon eye so fierce

CVS.

Revlon So Fierce! Chrome Ink Liquid Eyeliner

Your nighttime glam is pretty much set with this chromatic liquid eyeliner. Available in three shades, the formula easily glides on and provides full color payoff in just one swipe.

roc retinol

CVS.

RoC Retinol Correxion Capsules Anti-Aging Night Retinol Face Serum

Reduce the appearance of fine lines and wrinkles with RoC’s retinol-infused serum. Each capsule is sealed for optimal retinol freshness.

Hydrant water supplement.

CVS.

Hydrant HYDRATE Blood Orange, 12 CT

Boost your hydration with a blend of essential electrolytes and real fruit juice powder.

STYLECASTER | Ashley Benson Interview

Read More

The CVS Epic Beauty Event Is Back & Includes Even More Wellness Products on Sale

There’s nothing more annoying than going to one store thinking you’ll get everything you need, only to have to hit two other places because the first didn’t have it all. Luckily, the CVS Epic Beauty Event features self-care, wellness, skin care, hair care and cosmetics. From August 29 through September 25, you can score ExtraBucks Rewards, as well as Hot Offers each week on cosmetics (the offers change weekly). Shop everything you need for practically any situation, from a house party with the girls (including new makeup) to a post-spin class refresh.

Not only are there four long weeks of sales with rotating options, but you can score even more ExtraBucks the more you buy. Spend $40 on select beauty and wellness products and get $15 in CVS ExtraBucks Rewards. Spend $30 on select beauty and wellness products and get $10 ExtraBucks Rewards. So, whether it’s nail polish for a DIY manicure or new vitamins, the CVS Epic Beauty Event has got you covered both in-store and online.

There are hundreds of items on sale each week but we got you started with some of our faves, below.

Our mission at STYLECASTER is to bring style to the people, and we only feature products we think you’ll love as much as we do. CVS is a STYLECASTER sponsor, however, all products in this article were independently selected by our editors. Please note that if you purchase something by clicking on a link within this story, we may receive a small commission of the sale.

Week 1: August 29-September 4

shea moisture curl

CVS.

SheaMoisture Coco Shea Curl Glam Sulfate Free Conditioner for Frizz-Prone Hair

This sulfate- and silicone-free conditioner can be used as a cleansing conditioner and/or dry hair treatment for curls so it’s basically a two-in-one.

Flamingo Razor

Flamingo Women’s 5-blade Razor with Replacement Blade Cartridge

Ashley Graham’s favorite razor features a flexible hinge that glides over knees and curves, helping you get the closest shave ever without nicks. Choose from either the Taro or Rose color options to match your bathroom aesthetic. And don’t forget the shave gel!

cvs body wash

CVS.

Beauty 360 Sensitive Skin Body Wash

This hypoallergenic body wash is unscented and soap-free — perfect for those with sensitive skin. And even though it’s gentle, it still makes a creamy lather that gives you a deep cleanse.

L'Oreal Paris Bambi Instant Volume Oversized Eye Washable Mascara

CVS.

L’Oreal Paris Bambi Instant Volume Oversized Eye Washable Mascara

For bold, look-at-me-lashes, this lifting and curling mascara is exactly what you’re looking for. The mix of long and short bristles separates each lash for tons of length and definition.

Neutrogena Stubborn Marks PM Treatment with Retinol SA

CVS.

Neutrogena Stubborn Marks PM Treatment with Retinol SA

Post-acne marks are no match for this nighttime treatment infused with Retinol SA, a stabilized form of vitamin A.

Olly Glowing Skin, 50CT

CVS.

Olly Glowing Skin, 50CT

Support hydrated, youthful-looking skin with these hyaluronic acid, collagen and sea buckthorn gummies.

Week 2: September 5-11

Olay Cleansing & Nourishing Body Wash with Vitamin B3 and Hyaluronic Acid

CVS.

Olay Cleansing & Nourishing Body Wash with Vitamin B3 and Hyaluronic Acid

Why can’t skincare ingredients be in your body products, too? They can with this ultra-nourishing body wash infused with hyaluronic acid to really lock in moisture.

Miss Jessie's Jelly Soft Curls

CVS.

Miss Jessie’s Jelly Soft Curls

Get ultra-soft, touchable curls with this leave-in styling gel. And there’s no petroleum or sulfates — you know Miss Jessie’s cares about the health of your hair, too.

covergirl lash blast wterproof

CoverGirl.

CoverGirl Lash Blast Clean Waterproof Mascara

CoverGirl just launched a waterproof version of its best-selling clean mascara. Hint: we love it.

Nature's Bounty Advanced Hair, Skin & Nails Jelly Beans with Biotin, 80 CT

CVS.

Nature’s Bounty Advanced Hair, Skin & Nails Jelly Beans with Biotin, 80 CT

These yummy jelly beans contain 6,000 mcg of biotin to support hair, skin and nails, as well as keratin and vitamins A, C and E.

 

Week 3: September 12-18

maybelline fit me

CVS.

Maybelline Fit Me Tinted Moisturizer Natural Coverage Face Makeup

The brand’s Fit Me foundation line is a best-seller so it only makes sense a hydrating tinted moisturizer would be up next. This one lets your skin breathe while still covering any imperfections.

GSQ by GLAMSQUAD Gold Half Moon Claw Clip

CVS.

 

GSQ by GLAMSQUAD Gold Half Moon Claw Clip

Claw clips are back and more fashionable than ever. This one bumps up any casual outfit with ease.

essie color

CVS.

Essie Nail Polish

Perfect-for-summer shades including Ice Cream and Shout (above) and Air Spun Fun (a pale pink) are on sale at just the right time.

L'Oreal Paris Revitalift Derm Intensives 2.5% Hyaluronic Acid + Caffeine Eye Serum

CVS.

L’Oreal Paris Revitalift Derm Intensives 2.5% Hyaluronic Acid + Caffeine Eye Serum

This hydrating eye serum contains pure hyaluronic acid and pure caffeine to plump, brighten and reduce the appearance of fine lines and wrinkles.

Gaiam hip bands

CVS.

Gaiam Restore Hip Bands

This set of two fabric bands can help you increase your mobility in your legs, hips, glutes and thighs, as well as build muscle. There are two levels of resistance as well as an exercise guide.

Week 4: September 19-25

Sun Bum 3-in-1 Leave In

CVS.

Sun Bum 3-in-1 Leave In

Detangle, condition and protect hair with this 3-in-1 leave-in conditioner. It contains a blend of coconut oil, banana and sunflower seed oil to help control frizz and prevent split ends.

revlon eye so fierce

CVS.

Revlon So Fierce! Chrome Ink Liquid Eyeliner

Your nighttime glam is pretty much set with this chromatic liquid eyeliner. Available in three shades, the formula easily glides on and provides full color payoff in just one swipe.

roc retinol

CVS.

RoC Retinol Correxion Capsules Anti-Aging Night Retinol Face Serum

Reduce the appearance of fine lines and wrinkles with RoC’s retinol-infused serum. Each capsule is sealed for optimal retinol freshness.

Hydrant water supplement.

CVS.

Hydrant HYDRATE Blood Orange, 12 CT

Boost your hydration with a blend of essential electrolytes and real fruit juice powder.

STYLECASTER | Ashley Benson Interview

Read More