Kyle Richards’ Striped Fringe Cardigan on Her Instagram

Real Housewives of Beverly Hills 2021 Instagram Fashion

Kyle Richards is 100% correct in saying that there is no shame in her and her daughter’s stripe game. Except for when it comes to that price tag of her striped fringe cardigan. There may be a little bit shame there if you aren’t able to drop 2k for a fab cardigan. But that’s okay there’s no need to take out a loan just yet because there are amazing Style Stealers below that are definitely bank approved.

Sincerely Stylish,

Jess

Click Here to Shop Her Elder Statesman Cardigan

Photo Credit: @kylerichards18

Originally posted at: Kyle Richards’ Striped Fringe Cardigan

We’ve heard retirement referred to as the “golden years,” the “autumn in life,” or the “third act,” and ideal lifestyles ranging from active to passive and energetic to idle. Destinations abroad await some, while tango lessons, writing memoirs, pickleball, and more time with grandchildren await others.

One woman jokes retirement is having “twice as much husband with half as much money,” while another career woman smiles at thoughts of being able to languish in bed most mornings. Improving health, physical flexibility and longevity rank high, as do plans to volunteer, garden, start a small business or just keep working – maybe part time.

We Are Far from the 90s

When unforeseen circumstances occur, including divorce, death of a loved one, an unexpected health condition, or a financial calamity, they re-define the future.

With the over-50 divorce rates in the US roughly doubling since the 1990s (according to Pew Research Center,) pandemic-induced remote work persisting and even trending permanent in the US, andtechnology changing how people worldwide work in the 21^st Century, what retirement plans Baby Boomers set early in their careers may have altered drastically by today.

Don’t Underestimate the Power of Research

Whether you are in the US, UK, or elsewhere, and long to retire to an idyllic tropical scene visited during long ago vacations; move closer to family members, grandchildren, and long-time friends; or are staring at a low-balance bank account and your projected income appears inadequate, pulling up stakes for a relocation retirement may suddenly sound more appealing.

The decision to relocate in retirement has many faces, and perhaps the only thing we might agree on is it is different for everyone!

The amount of information about the topic of relocating in retirement abounds. We can look at traditional business-focused magazines for articles that rank retirement states and countries; find out about expat communities and affordable retirement locations from websites/organizations like Transitions Abroad or Americans Abroad or several others to be found searching Google.

We can confer with a personal retirement coach and turn to retirement organizations like AARP, or the pension authority in the last EU country where employed. We can also ask a financial planner, talk with retired friends, or read what others are doing on their blogs and listen to their podcasts.

Real estate professionals always encourage buyers to visit prospective locations, and preferably during different seasons, while others encourage retirees to rent before making a permanent move.

For example, there is a podcast entitled “Repurpose Your Career” on CareerPivot.com, where a freelance writer and mother of adult children discusses her thought process and the steps she took to find an apartment in Porto, Portugal, establish her business, and move.

Owner and publisher of CareerPivot, Marc Miller (and his spouse), moved from the US to live in Ajijic, ­­­­Mexico. Mexico and Portugal both appear on lists of affordable retirement countries.

I have a 77-year-old family member who relocated from San Diego, CA to Coeur d’Alene, ID where he’s experienced a 40% increase in rent since moving to what he’d hoped would be more “affordable” living four years ago.

Pandemic-spurred real estate prices in Boise, Idaho rose 28.8% in 2021! Similarly, real estate increases in Billings, Montana, that averaged 2% in the last several years climbed to 16% in 2021. There has been a veritable land rush to small cities in the US Mountain states for affordable housing.

All this is to say, seek current information.

Know Your Preferences and Values

A clear understanding of personal values and preferences, along with knowledge of how to research locations is essential. Browsing websites, reading newsletters, talking to residents, watching selected YouTube channels, and exploring locations in person can all be helpful.

If you are considering retirement or winding down your career in another geographic area, what is motivating that decision? While many do relocate during retirement, 90% of 50-plus-year-olds say they wish to age in place. Consider the factors below and decide, how would you prioritize them?

• Community: pride; location; diversity & inclusiveness
• Community: other seniors, spiritual/religious group
• Recreational opportunities
• Local transportation and municipal services available
• Climate: weather/seasonal differences with adherent heating/cooling costs
• Proximity to family
• Adequate health care resources like major/minor healthcare/assisted living
• Access to international airport
• Quality of life: libraries, parks, entertainment, college or university
• Available technology to work from distance, or employers to sustain a job in retirement
• Quality of life: proximity to grocery, eateries, meal services, theater, art scene
• Affordability: taxes, property maintenance, cost of living
• Other

Account for Possible, Unanticipated Changes

Despite the best laid plans as life can certainly intercede. I can tell the story of friends who ranked their priorities as:

1. Proximity to family

2. Adequate healthcare facilities and

3. Climate

Thus, they ended up moving to join their daughter and young grandchildren in San Diego, CA. All went well for three years, even while the woman was diagnosed with life-altering heart disease, and until the son-in-law was laid off his job. The young family needed to make a career move back to the east coast, and the retired couple then returned to Chicago shortly thereafter.

Relocation in retirement has always been a fascinating topic. Whether we see the grass being greener on the other side of the fence, come upon the decision in an impulse, or on slow burn, knowing our priorities and preferences, doing good research and making solid plans should help.

Author’s Note: While writing this piece, someone reminded me of the Alcoholics Anonymous notion that “Pulling a Geographic” is essentially trying to solve an internal problem with an external solution; it doesn’t work. “Wherever you go, there you are” is another way to say this, and it might encourage us all to take a deep breath, focus on our glasses being half full this holiday season and returning to the SixtyandMe.com Mindset column for emotional sustenance.

Is retirement relocation in your future plans? Where would you like to go? Have you done your research, made your plans and evaluated your priorities? What have you learned about yourself in the process?

Now that we’re on the tail end of the I-woke-up-like-this beauty trend, the classic red lip is poised to make a huge comeback. But considering how quickly it can upgrade your look, it’s a wonder it went anywhere to begin with. Still, not all the best red lipsticks are created equal: Some are too chalky, or too dry, or worse — can’t make it through breakfast without smudging off. One thing to keep in mind: your undertones. Warm tones look great with an orange-red lipstick, and a bright cherry red will complement cooler tones, but if you find one that breaks the rule, you do you.

Ever since the rerelease of Taylor Swift‘s Red album, folks on TikTok have been having their red lip moment. From matte to glossy and blue-red to wine shades, there’s a color and formula for every age and skin tone. There’s the perfect red lipstick at every price point, too. We found stellar options that cost less than a coffee, as well as luxe ones that are worth saving up for. So, pop on the 10-minute All Too Well and get ready for this season to become your own Red era.

E.L.F.

E.L.F. Srsly Satin Lipstick in Cherry

This silky-smooth, creamy lipstick contains hydrating macadamia seed oil. Srsly Satin Lipstick is a cruelty-free and vegan formula that comes in 10 shades — including this Cherry hue.

Maybelline New York.

Maybelline New York Color Sensational Made for All Lipstick in Red for Me

Maybelline tested this blue-red lipstick on a diverse mix of 50 skin tones to ensure it looks good on everyone. Plus, the comfort matte formula lasts all day without flaking.

Nars.

Nars Powermatte Lip Pigment Liquid Lipstick in Starwoman

This brick-red hue comes in a unique lightweight formula that feels like nothing on the lips but delivers bold, matte color.

M.A.C.

M.A.C. Love Me Liquid Lipstick in Whatta Doll

Liquid lipstick fans love this argan oil- and shea butter–infused liquid lip color with a satin finish. And in this deep rose color? Sign us up.

Charlotte Tilbury.

Charlotte Tilbury Matte Revolution Lipstick in Red Carpet Red

Although Charlotte Tilbury is known for its nude shades, don’t dismiss the red colors — especially this ruby red with a hydrating matte finish.

Sephora Collection.

Sephora Collection  #LIPSTORIES Lipstick in 23 After Hours

This matte red lipstick feels way more expensive than its $9 price tag. It lasts all day without drying out lips.

Dior.

Dior Rouge Dior Refillable Lipstick in 999 Metallic

Go luxe with this hydrating and long-wearing classic red lipstick with a cool metallic sheen. It’s also refillable so you can pop in a new shade without buying a whole new lipstick case.

Rare Beauty.

Rare Beauty Lip Soufflé Matte Cream Lipstick in Inspire

This bright red hue is Selena Gomez’s go-to shade from her Rare Beauty line. The weightless air-whipped lip cream allows you to get a full-coverage pout or that just-kissed look with ease.

Gucci.

Gucci Rouge à Lèvres Voile Sheer Lipstick in 25* Goldie Red

Somehow this “Gucci red” color is both pigmented and sheer at the same time, making it a great starter red lipstick for those who are a little nervous about going bold.

Amazon.

Haus Laboratories by Lady Gaga Sparkle Lipstick

Although this universally flattering, true red color has a ton of sparkle, it feels creamy — not glittery.

Ilia.

Ilia Color Block Lipstick in Grenadine

Those looking for a clean, vegan formula will love this organic castor seed oil-infused smooth lipstick in a soft coral-red with warm undertones. 

Christian Louboutin.

Christian Louboutin Velvet Matte Lip Colour in Rouge Louboutin 001m

Christian Louboutin lipsticks are basically like a piece of art — just like its shoes. But the actual lipstick formula isn’t to be overlooked. This ultra-pigmented formula has a soft, suede finish in a class blue-red shade.

Smashbox.

Smashbox Always On Longwear Matte Liquid Lipstick in Liquid Fire

Looking for a deeper, more rust color? Choose this matte liquid lipstick that’s non-drying but also waterproof.

Glossier.

Glossier Generation G in Zip

For that blotted lip look, choose Glossier’s lightweight, diffused matte lipstick in this bright poppy red.

Revlon.

Revlon Super Lustrous The Luscious Mattes Lipstick in Red 026 Getting Serious

This comfort matte lipstick has a velvety feel and tons of pigment in just one swipe.

Wet n Wild.

Wet n Wild Silk Finish Lip Stick in Just Garnet

Choose this red lipstick if you’re looking for a more purple-red — with tons of hydrating color and a natural finish.

Gabriella Montez—I mean, Vanessa Hudgens—has helped us through a lot over the years. We love her for her singing, dancing, performing, and may we point out, her obvious beauty. She’s a boho queen with amazing skin and some iconic makeup looks, and we are here to take notes. 

So, when she let the world in on her secret to dealing with oily skin, we had our pens out and ready. In a video for Vogue, Hudgens told viewers about which products she uses to avoid looking like a shiny disco ball. She uses a variety of brands throughout the video, but one that really stood out belonged to one of her fellow Disney stars—we’re of course talking about Selena Gomez and her thriving brand, Rare Beauty. Hudgens starts doing her makeup with the Liquid Touch Brightening Concealer.

“I love this because it just kind of disappears and just gives you a really flawless finish,” she says as she dots the concealer all around her mouth, nose, and forehead. She places the product in the center of her face and then uses a brush to spread it outwards.

The Disney star’s skin looks (*chef’s kiss*) SO good—dewy, but not shiny, and covered, but still natural. Flawless is definitely the right word for describing her complexion after applying Rare Beauty’s concealer. 

RELATED: The Best High-Coverage Under-Eye Concealers To Help You Fake a Full Night’s Rest 

Courtesy of Rare Beauty.

Hudgens’ complexion post-concealer is enough to convince us to buy this makeup essential on the spot, but here are more deets to let you know just how good this formula really is for your skin. 

Not only does it provide medium buildable coverage and sweat resistance, it contains a blend of lotus, gardenia, and white water lilly to calm and nourish the skin. Meanwhile, glycerin and sunflower seed oil moisturize and hydrate, preventing your skin from getting all dry and flaky after application. Together, these ingredients make this formula non-comedogenic (doesn’t clog your pores) and also suitable for sensitive skin. And we can’t forget the 48 (!!) different shade options. 

“Absolutely happy with the results,” wrote one shopper. “I wanted something natural but that I could build up if needed. I have been wearing this concealer every day to help cover dark circles and blemishes. The shade is a perfect match!” 

“I love this concealer with my entire being,” wrote another happy shopper. “It blends beautifully, has great coverage, and doesn’t dry out my skin or make it too oily.” 

Nicki was totally right, we’ve got to keep an out for Selener, because she is doing big things and making incredible beauty products. But without further ado, get ready to let your skin break free with Rare Beauty’s Liquid Touch Brightening Concealer.

The smallest things can make the biggest difference, especially when it comes to the environment.

Plastic pollution is one of the major causes of environmental degradation in the world. It’s speeding up global warming and is killing our nature. Yes, it is versatile and easy to produce, but it literally takes centuries to decompose, leading to an accumulation of waste in our landfills and seas.

Being conscious about your use of plastics is now easier than ever. It is simply a matter of making some simple lifestyle changes and can be done by people of all ages – from little kids to the elderly.

It starts with being conscious about your practices and accepting that there are now more sustainable ways of enjoying the same luxuries you already have.

So here are 12 simple practices to reduce your consumption of plastic waste and help you and your family to enjoy a more sustainable life.

#1. Swap the Shower Gel for Soap Bars

Let’s start with a bathroom essential. Most of your household plastic waste comes from plastic packaging – using shower gel, body wash, and shampoo, for example, with their plastic bottles.

Switching to a bar soap is one step that would result to big changes. Make sure to get soap bars that are wrapped in eco-friendly packaging, like paper, rather than plastic.

If you’re also planning to make the switch to completely plastic-free shampoo bars, check out the ones from Lush. Each bar is made to last around 60-90 days, saving you money as you, in turn, save the environment.

#2. Switch Your Plastic Toothbrush for a Bamboo One

While good oral hygiene practice entails changing toothbrushes every 3-4 weeks, changing your plastic toothbrushes often means more of them will end up in landfills. Did you know that each plastic toothbrush takes up to 400 years to decompose?

Avoid this by switching to bamboo toothbrushes. Their handle is decomposable, which means that you won’t be contributing to the problem of plastic pollution just because you maintain good oral hygiene.

Finding a bamboo toothbrush is easy: just make sure that you get those with biodegradable nylon-4 bristles so you don’t break the habit of reducing your plastic waste.

#3. Keep a Reusable Bamboo Utensil Set in Your Bag

Single-use plastic utensils may be easily available and convenient, but they also contribute to the plastic waste polluting our environment.

Keeping reusable utensil sets handy, like the Bare Vida reusable bamboo utensil set, means you get the convenience of plastic utensils but you also save the environment.

They’re ethically made in Bali and are coated with food-approved varnish so they can be reused over and over again. This makes you and your family ready, especially while you’re traveling, to eat whenever, wherever, in an eco-friendly way.

#4. Swap Your Plastic Straw for a Bamboo Straw Set

Plastic straws are one of the worst offenders for plastic pollution because they are too small to be recycled. From our smoothies and shakes, these non-biodegradable straws end up floating in the ocean and harming our marine life.

A really easy swap is turning to reusable bamboo straws instead. These reusable bamboo straw sets are 100% plastic-free – even the straw cleaner is made out of coconut husks – making them your ultimate eco-friendly, zero-waste partner in crime.

They also make a great present for kids as you can educate them on the importance of reducing waste in order to create a better future for themselves.

#5. Make Your Own Toothpaste

Making toothpaste at home is remarkably easy. It’s cheaper, and you end up staying away from the plastic tubes that toothpastes come in.

Just mix together the following ingredients in a bowl:

• 3 tbsp coconut oil
• 1 tbsp baking soda
• 20 drops of peppermint essential oil

To use, apply 1 tsp of the mixture to your toothbrush and brush away. To prevent it from melting, make sure to store it in a cool, dry place.

#6. Make Your Own Mouthwash

Good oral hygiene isn’t complete without using mouthwash. With this easy recipe, you can say goodbye to plastic-bottled mouthwash brands too.

This recipe comes from the amazing @kb.abode. Just mix together the following:

• 1 cup water
• 1 tsp baking soda
• 1 tsp xylitol
• 10 drops of tea tree essential oil
• 10 drops of peppermint essential oil

Now say hello to guilt-free fresh breath!

#7. Lose the Plastic-Wrapped Toilet Paper for the Eco-Friendly Packaged Brands

The average person in America uses 100 rolls of toilet paper every year, contributing to a lot of unnecessary plastic. This is especially true when buying just one roll in its standard plastic packaging, which will be immediately thrown away.

Shop from online brands that don’t just offer toilet paper made from recycled materials, but also ships through eco-friendly ways.

The brand “Who Gives a Crap” offers two types of toilet paper: one made from bamboo and the other made of recycled paper. They ship in boxes, so they don’t use any plastic at all. Plus, they donate 50% of their profits to provide toilets for third world countries.

#8. Kill the Plastic Wrap and Start Using Reusable Beeswax Wraps

Wrapping your food in plastic is not only costly to the environment, but chemicals can also seep into your food. When it comes to wrapping your kids’ or grandkids’ packed lunch, it’s no surprise that so many people want a much safer and more environment-friendly alternative.

Say hello to reusable beeswax wraps. Made from cotton covered in beeswax, these wraps keep the air out and have antibacterial properties that help keep your food fresh.

These wraps can last up to a year and can be molded around any food using the warmth of your hands. The batik patterns also make them a fun alternative to plastic wrap and provide a sustainable way to enjoy your food to-go.

#9. Reusable Water Bottles On-The-Go, Glasses at Home

About 1 million plastic bottles are used every single minute around the world, and almost 20,000 plastic bottles are produced every second.

Investing in a reusable bottle will therefore make a huge impact in lessening plastic waste.

Chilly’s have reusable bottles that are not only sturdy but also keep your drink cold or hot, and come in different colorful designs. The collapsible Hydrapak bottle is another neat product, which folds so it doesn’t take up too much space in your bag.

When at home, use normal glasses and avoid purchasing water bottles. Most communities in America have simple filtration systems which means that good water is readily available – there’s no real need to purchase heaps of plastic bottles for household use.

#10. Ditch the Bag, Not the Tea

Did you know that your favorite cup of afternoon tea contains plastic in the lining of the tea bags?

The UK produces 6 million cups of brewed tea every year, making the plastic in the tea bags add up to 150 tons of polypropylene being produced every year.

You can reduce this without missing your favorite cup by using loose leaf tea instead. You can also reuse the loose leaves and brew a second cup, so it doesn’t have to be too costly.

If you’re an herbal tea fan, you can try using fresh herbs and spices. You can replace your lemon and ginger tea bags with fresh ginger and squeezing some lemon in hot water. There is a variety of tea options, the ingredients of which can be easily found in your kitchen or garden.

#11. Grind and Brew Your Coffee at Home

Your go-to breakfast drink might be adding plastic waste too. If you buy it outside, chances are you’ll get a plastic lid, and the coffee itself may well be stored in a bag containing plastic to keep it sealed airtight.

Good news is, you can invest in plastic-free French Presses like this one. You can grind the beans by yourself too, then keep them fresh by storing them in glass jars. Coffee made at home is the best because you cater the strength and flavor to your own tastes, and you end up reducing the waste as well.

#12. Get Your Fruits and Vegetables from Local Markets

Large grocery stores and supermarkets use a lot of unnecessary plastic, especially in their fresh produce section. With the scale of their operation, they also have a very high carbon footprint.

A trip to your local market is the best way to avoid contributing to unnecessary plastic usage of the food industry. Farmers from these markets plant their own produce, take care of them, pick them and hand-pack them in paper bags.

The produce is fresher, tastier, cheaper, and more eco-friendly. And don’t forget to take your own reusable bags too!

So, What’s This All About?

With all these new trends popping up on the different ways to become eco-friendly – trends that did not exist just a few years back – it’s hard to think that these small things matter. Does the effort of one person really matter that much?

Yes, it does. These small changes add up, and if we all do these little tweaks to our everyday routine, the impact would be huge.

These are just a few simple practices to live a more sustainable life. Saving the environment is not about being ‘hip’ or ‘new age’ – it is the responsibility of every single one of us.

The world can’t change overnight, but with these simple acts of sustainability, we can be a part of the solution, ensuring a better and more sustainable future for the next generations.

What do you do to reduce your waste? Which practices do you think you can readily implement in your daily routine? Please share any other tips that can help us reduce the waste on our planet.