Author: HairWeavings Editorial Team

Pets are family today. They live with us. They provide companionship and are a great source of comfort, especially to those living alone.

To make your home pet friendly, you must provide a safe environment for them. Puppies and kittens are like babies. They can and often will get into anything and everything. I have one dog that no matter what I drop, somehow it finds its way to her mouth.

Safety Is Priority in Making Your Home Pet Friendly

Stop for a moment and think of things we take for granted. That pretty plant you brought home. Could it be poisonous if eaten? Possibly.

Lock up your medicines and household chemicals as these may also be toxic for your furry friends. If they’re in lower cabinets, childproof safety latches will do the trick for a while.

Same goes for sharp objects and glass. You don’t want your fur baby getting hurt on something sharp or jumping while playing and possibly knocking over a glass bowl or precious item. Accidents happen. With our beloved pets, we try to avoid them.

Elevate and Lock

It may sound silly but get down to your puppy’s level on the floor and see what they see. Way more than we see upright!

How about that open trash can? That’s a no-no. Get a trash can with a lid on it. I had a 5-pound dog who was a garbage picker. She used to poke her head in and pull things out. Not good! Especially if those things could be chicken bones or, heaven forbid, a used razor blade.

Keep food out of reach in the kitchen. Depending on the size of your dogs or if you have cats, kitchen counters are fair game. Put food away! Many foods are toxic to pets. Macadamia nuts, for example, and xylitol which is in a lot of sugar-free foods are both toxic to dogs.

I love macadamia nuts, but I never bring them in the house because I’m too afraid one might fall, and I have one dog who is lightning fast.

If you’re into crafts, please make sure all needles, yarn or any small objects are out of reach of curious puppies and kittens.

And wires, we don’t want them chewing on any wires! 

Best Flooring for Pets

What is the best type of flooring for pets? The easiest one you can clean!

Depending on where you live in the country may depend on the type of flooring you have. For example, tile is popular in warmer climates because it stays cool. Some dogs prefer to lay on cool tile, and it sure is easy to clean.

Hardwood, laminate and bamboo may scratch. Area rugs can be added to help. And carpet, while easier for dogs and cats to walk on, may stain.

Make sure you’re equipped with stain remover and plenty of vinegar and water!

Pet Space

Your pet needs his or her own space, a place to call their own. This could be a dog bed, a blanket, crate or a kitty condo or catio. They may sleep in your bed, but pets need some downtime, too, perhaps for a nap or just to hang out.

Fences

If you live in a single-family home, is your yard fenced? What type of fence do you have? Some wrought-iron fences used today have openings that small dogs can easily walk through. If you have this type of fence and are considering getting a small dog, consider adding about two or three feet of screening and having it tacked to the bottom of the fence. I’ve also seen people use Plexiglas.

Using a pet gate indoors will keep pets confined to one room if you’re going out. If they’re young, this may be a good idea, so you don’t walk into a disaster until your furry friend is trained.

As your pets get older, you know their routine, what they’re capable of and what they will and won’t do. Puppies and kittens are a whole other world. They love to explore. It’s a big new world out there. So put things away. Make sure your furry friends are safe.

Making your home pet friendly is not as hard as it seems. It’s really just common sense. Get down and see what they see. If it looks like it might be trouble, it likely is. Your pet will thank you and it will make for a more serene environment.

Let’s Have a Conversation:

Are you getting a pet and looking to make your house safe for your new pet? As pet lovers, we’ve all done it. If you’d like to have a conversation or you need help, let’s talk about it!

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Originally posted at: Tamra Judge’s Mirrored Shield Sunglasses

The campaign, starring Lila Moss, showcases signature Puma pieces with a Madhappy twist.

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Originally posted at: Tamra Judge’s White Cropped Tee and Cat Eye Sunglasses

A close friend of mine recently lost his father. It was sudden and without warning. His dad was in his early 70s, still full of life, about to retire, and looking forward to future trips they would never get to take. It made me remember, people don’t always pass away in the order we expect.

In this case, the dad did not outlive older relatives, as he was the named agent under a power of attorney for a relative 20 years older than he was. Thankfully, there shouldn’t really be any surprises, since the relative used more traditional estate tools like a revocable living trust with a pour-over will. But this situation reminded me how often we rely on papers that we assume will just work, even though we do not fully understand the intricacies of the fine print.

What Is a Transfer on Death Deed

In the simplest terms, a Transfer on Death (TOD) deed is a legal document that lets the owner of a home name the person they want to receive the home after they die, with the goal being the house not going through probate. At a quick glance, it sounds great: a form from your state, often no attorney or court involvement, and the property will transfer automatically to the named beneficiary or beneficiaries once the required paperwork is filed.

With more states now allowing for TOD deeds, they have increased in popularity since they’re simple in theory and avoid the cost of setting up a trust.

When a “Simple” Solution Becomes Riskier

A few weeks after my friend lost his father, I attended a financial planning conference that included a session on estate planning. During the session, an audience member mentioned preferring TOD deeds for their clients because they’re “cheaper” than setting up a will or revocable living trust.

And while saving money is appealing, that comment caught my attention. Sometimes what sounds simple or inexpensive can come with serious trade-offs.

With estate laws being different in each state, I started looking more closely at how TOD deeds work in different states, especially in states known for difficult probate processes. I soon discovered just how different TOD deeds are depending on the state. For instance, some states include a provision for what happens if a beneficiary dies before the homeowner, while others do not.

That means if a homeowner names more than one beneficiary, and if one of the beneficiaries dies before the homeowner, you would think the deceased beneficiary’s share would automatically go to their children or heirs. But it doesn’t, and their share of the home simply vanishes. If the homeowner does not update the TOD deed, assuming they are still mentally able to do so, the outcome could be very different from what the homeowner intended.

In legal terms, this protection is sometimes called “anti-lapse” rules (or statutes). This small detail, which some states currently omit from TOD deeds, likely for simplicity, can have big consequences for families.

The Impact of Aging and “Updating Documents”

One might say, “Fine, I’ll just update it if something terrible happens.” But for anyone who has seen aging parents or grandparents, you know how quickly one’s health can change.

If something terrible happens, are you going to have the time and energy, or even remember, to update your legal documents? Some of us will, while some of us won’t. Dementia, illness, or even a sudden accident can make it difficult or impossible to update legal documents later.

And while many people might not like the thought of estate planning (who likes thinking of death, right?), it is important to understand not only what you’ve signed but what happens under your state-specific rules.

What to Keep in Mind

For some homeowners, a Transfer on Death deed might be the perfect solution. And for others, it might result in gaps that are only realized after it’s too late. Ultimately, the point isn’t that TOD deeds are “bad” but that one-size-fits-all solutions don’t exist.

Every family is unique, and state laws are also unique. What works in one situation might not work in another situation, even if the end goal is the same.

That’s why asking questions is important:

• Does my state allow for TOD deeds, and if yes, how does it handle them?
• What happens if I only have one beneficiary?
• What happens if one of the beneficiaries dies before I do?
• Can I list backup beneficiaries?
• With the changes in my life, does my plan still accomplish what I want?

And if needed, reach out to an experienced estate attorney or financial planner who will take the time to listen to your questions and make sure your documents truly reflect your wishes.

How Clarity and Peace of Mind Are the Real Goals

For many people, the reason they create an estate plan is to minimize confusion and conflict among their loved ones. But as this one example of a TOD deed shows, even if your intentions are good, if we don’t understand the details, it can result in surprises.

The goal isn’t picking the “cheapest” or “quickest” option, it’s picking the one that works for your unique situation and will still work when life doesn’t go according to plan.

Even if you have a TOD deed, a will, or a revocable living trust, or some combination, it’s important to review your estate plan from time to time. What made sense 10 years ago, might still make sense today or might need a simple – or serious – update.

Estate planning is rarely an easy process, as most of us don’t think (or want to think) about death. But these are important questions to consider while you still can. And as I remembered when my friend lost his father, life keeps moving even if you don’t have your paperwork in order.

A Few Questions to Think About:

When was the last time you reviewed your estate documents? Do you know how your state handles certain situations, like a Transfer on Death deed? If the unthinkable happens and one of your beneficiaries passes away first, what happens next? Have you told your family (and friends), not only who gets what but why?