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Why I Don’t Charge My Kids Rent to Live at Home

Why I Don’t Charge My Kids Rent to Live at Home

In a world where everything comes with an enormous price tag, I’ve made a deliberate choice not to charge my six kids rent to live at home. It’s not because I’m against teaching responsibility or preparing them for adulthood. It’s because I believe in giving them the kind of support that truly sets them up for success that is not just emotional, but financial, too.

Our Home Is a Safe House

Their home is their refuge, a place of security and belonging, a safe house they have lived in since they were born. Which, of course, they didn’t ask to be. That decision was mine, and it came with the understanding that I was committing to raise, support, and guide them.

Not charge them.

I didn’t become a parent hoping for a return on investment. I didn’t raise my kids so they could start paying me back in rent when they hit adulthood. That’s just not how I see family. I chose to bring them into the world, and with that came the responsibility of making sure they feel safe, supported, and secure.

So no, I don’t want my kids to associate this home with a monthly bill. I want them to know they have a place in this world where they are always welcome, without condition or cost or judgement.

I Want to Make a Difference Now

And if the truth be told, I don’t have any inheritance or a trust fund to pass down. I don’t have parents to leave me anything, and I will almost certainly be working until the day I die. But what I do have is the ability to make a difference now. By not charging them rent, I give them the opportunity of keeping every penny they earn. And that’s a gift in itself.

Over time, that decision has helped them save thousands. It’s given them the chance to finance a gap year and go travelling to far flung destinations on the other side of the globe. They’re not in credit card debt like I was at their age, struggling to pay rent on a dingy bedsit whilst holding down a journalism training job and a retail job to supplement just basic living expenses.

They have money in the bank that’s building their future, creating financial security early in life. It’s creating freedom and breathing space to make better choices than I did at their age. And you can’t make good choices from a place of scarcity.

My eldest son is reaching his target of having a deposit for his first home soon, and thankfully, he isn’t in a hurry to house hunt. It’s not about spoiling them. It’s about giving them a head start in a world that’s financially stacked against them from the beginning.

It’s Not Dependency; It’s a Chance

Some might say that letting them live rent-free is setting them up to be dependent. I disagree. Living at home doesn’t mean living without rules or expectations. My kids still contribute in other ways. They buy their own toiletries and pay for takeaways and travel costs.

They’re grateful, as they see their friends having to fork out to pay their parents. Having been utterly terrible with money for as long as I have earned it, I’ve encouraged them to learn from my mistakes and treat this opportunity wisely, by saving aggressively while they can. And they listen to me, I’m sure, even though Amazon delivery drivers surely have our address saved, judging by the daily parcels that arrive.

This Setup Won’t Be Forever; I’m Enjoying It While It Lasts

Eventually, they’ll move out, but there’s no pressure on them to leave. Life will demand more from them soon enough. For now, we get to share meals, have silly conversations and enjoy each other’s company under the same roof. I’m not going to tax them for that privilege.

These years are fleeting, and no amount of rent money could ever be worth what I get in return. I love seeing the pile of shoes in the hall, I smile when I hear them snap open a pack of cards over the kitchen table as their laughter echoes through the hall.

Of course, it wouldn’t kill them to empty a bin now and again, but it’s a small niggle I am happy to get wound up over because they grew up in a heartbeat and will be gone in a flash. But these years when your kids are grown, but still at home are to be treasured. These moments are fleeting and getting to enjoy them as adults is a privilege and a blessing. And when the time comes, they’ll leave home with confidence, stability, and truly ready for the world.

Every Family Is Different

I appreciate that not every family is in the same financial position. Some parents need the extra income or believe that rent teaches discipline. That’s totally valid. But for me, offering a rent-free home is how I help my kids build a stable foundation. Something I wish I’d had when I was younger.

My mother literally had a clock ticking and the calendar marked as soon as I turned 18 and couldn’t wait to kick me out. I’ve never been good with money and if truth be told, I am still learning. Not because I was lazy or stupid but because no one ever taught me how to be good with money.

So yes, thank God my children are OK. They’ve got a financial head-start that I never had. That’s not luck. That’s me making sure they don’t repeat the same patterns. That’s a mother breaking cycles, even while struggling quietly behind the scenes. It’s not about handouts. It’s about a hand up. If I can lighten their load while they build their future, I’ll consider that one of the best investments I’ve ever made.

Read more of Amanda’s blogs here.

Let’s Have a Conversation:

When did your children leave the nest? Have you offered them a safe home until they could save up and move out without debt? Do you think making adult children pay rent is part of growing up?

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Stephanie Shojaee’s Blue Beaded Check Print Top

Stephanie Shojaee’s Blue Beaded Check Print Top / Real Housewives of Miami Season 7 Episode 4 Fashion

We have a new #RHOM cast member, Stephanie Shojaee, and she appears to be fabulous! I mean look at her in this blue beaded check print top at Julia Lemoigova’s baby shower— so chic.  I love the 60’s mod vibe it gives off especially with how she styles it. And if you feel the same way then you should check out what we have similar to it below. 

Sincerely Stylish

Jess


Stephanie Shojaee's Blue Beaded Check Print Top


Style Stealers

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Originally posted at: Stephanie Shojaee’s Blue Beaded Check Print Top

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Stephanie Shojaee’s Cream Embellished Button Confessional Look

Stephanie Shojaee’s Cream Embellished Button Confessional Look / Real Housewives of Miami Season 7 Fashion

Okay I’m already obsessed with #RHOM newbie Stephanie Shojaee. I mean taking a private jet to run errands??? Love. And she has the outfits to match that expensive taste as you can tell by her cream embellished button confessional look. It’s sooo classy and chic that I cannot wait to see what else she brings (wears) to the table this season. 

Sincerely Stylish

Jess


Stephanie Shojaee's Cream Embellished Button Confessional Look


Style Stealers

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Originally posted at: Stephanie Shojaee’s Cream Embellished Button Confessional Look

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Kiki Barth’s Blue Asymmetric Tulle Dress

Kiki Barth’s Blue Asymmetric Tulle Dress / Real Housewives of Miami Season 7 Episode 4 Fashion

 Kiki Barth nails the vibe for Julia Lemigova’s baby shower tonight on #RHOM by rocking the color blue in her asymmetric tulle dress. Though that vibe did get a little crazier than anything I’ve ever seen at a baby shower I’ve attended (hence the photo), but I’m here for it. I just think this dress is such a fun unique look to have, so be sure you twerk work out a way to shop something like it. 

Sincerely Stylish,

Jess


Kiki Barth's Blue Asymmetric Tulle Dress


Style Stealers

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Originally posted at: Kiki Barth’s Blue Asymmetric Tulle Dress

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12 Questions Every Caregiver Should Ask About Music and Entertainment in Their Parent’s Senior Living Community

12 Questions Every Caregiver Should Ask About Music and Entertainment in Their Parent’s Senior Living Community

When you’re choosing or evaluating a senior living community for your loved one, it’s easy to focus on safety, meals, and medical care – and all of those matter deeply. But there’s another element that often gets overlooked and is just as essential to their quality of life: entertainment, especially music.

Music isn’t just a “nice-to-have.” It can improve memory, reduce anxiety, combat depression, and spark joy. According to the NeuroArts Blueprint, music engagement delivers a $2.40 return for every $1 invested – because it has real, measurable health benefits.

So how do you know if your parent’s community is making the most of this powerful tool?

Here are 12 key questions to help you evaluate whether your parent’s senior living community is truly prioritizing their emotional and cognitive well-being through music and entertainment:

1. How Often Is Live or Virtual Music Offered – And Is It Part of the Regular Routine?

Routine engagement can help improve memory and reduce stress. Ask if music is integrated into daily life or just used occasionally.

2. What Kinds of Music Are Played – And Is It Tailored to Residents’ Preferences?

Music from your parent’s younger years is often the most impactful. Communities should offer familiar genres and artists that resonate.

3. Can Residents Make Song Requests or Engage in Music Events in Real-Time?

Interactive experiences keep residents engaged and connected.

4. What Happens When Entertainers Cancel or Can’t Come in – Especially During Health Scares or Bad Weather?

Reliable backup options like streaming concerts ensure your loved one never misses out.

5. Is Music Available During Evenings and Weekends, When Loneliness Can Peak?

Care doesn’t stop at 5 p.m. – ask how they keep residents engaged during off-hours.

6. Are There Virtual Music Programs Available for Residents with Mobility Challenges, Those Who Prefer Smaller Group Settings, or Those Who Tend to Stay in Their Rooms?

Music should be accessible to everyone, regardless of ability or comfort level.

7. Do Staff Encourage Music Participation When a Performer Comes in, or a Virtual Event Is Live or Do They Leave the Room?

Active participation matters more than passive listening when it comes to well-being.

8. How Is Music Used to Celebrate Personal Milestones Like Birthdays or Anniversaries?

Personalization fosters a sense of dignity, connection, and joy.

9. Are There Programs That Promote Connection Between Residents and Their Families Through Music?

Ask if you can tune in, participate virtually, or share favorite songs with your loved one.

10. Is Music Part of Memory Care Programming?

It’s especially powerful for people living with dementia or Alzheimer’s.

11. Is There a Consistent Budget and Strategy Behind the Community’s Entertainment?

A thoughtful, well-funded program indicates a commitment to more than just basic care.

12. Does the Community Use Innovative Platforms Like Sage Stream to Enhance Music Programming?

Sage Stream is a live, interactive concert-streaming network designed specifically for senior living communities and for caregivers. Your loved one can request songs, celebrate milestones, and enjoy real-time experiences from top-tier artists – without ever leaving the senior community or home.

Your Questions Can Shape Their Quality of Life

Asking the right questions shows communities that you’re informed and that you expect more than just bingo and background music. It tells them you want meaningful engagement – because your parent deserves joy, purpose, and connection every day.

🎵 Want to explore how communities are using Sage Stream to deliver music that truly matters? Explore more here.

Also read, New Study Shows Virtual Music Programs Promote Well-Being.

Let’s Have a Conversation:

How do you utilize music in your own life? Is mom or dad in a senior community, and do they love music? How are their needs being met? Have you thought to evaluate a community based on their life-enrichment programs?

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