If you purchase an independently reviewed product or service through a link on our website, STYLECASTER may receive an affiliate commission.

Model-turned-businesswoman Miranda Kerr has great skin. Sure, she has access to the best of the best derms and beauty treatments, but it’s skincare, too. If you’ve tried her brand, Kora Organics, you know how well it works without irritating the skin. It would only make sense Kerr would want to expand the Kora Organics line to body products. Skin doesn’t just stop at your neck.

“I feel it is important to take care of our bodies like we do our face,” Kerr tells STYLECASTER. Previously, the brand had a body lotion and body wash, and there’s still the best-selling Noni Glow Body Oil ($54 at Amazon). But this new body collection is reformulated with “new-and-improved,” organic ingredients and more sustainable packaging.

“We are also now Climate Neutral Certified for 2021 and beyond!” she says. “Climate Neutral will measure all of Kora’s carbon emissions for each year beginning with 2021 and we will purchase verified carbon credits to offset our entire footprint. These carbon credits fund projects across the globe which help combat climate change and replenish the environment, such as tree planting, water filtration systems, renewable energy sources and more.”

Kora Organics.

“Last year we began launching all our products in more sustainable packaging,” she continues. “We will be using more glass, aluminum, post-consumer resin and recycled FSC/biodegradable paper for our packaging. Our ultimate goal is to continue finding new ways to lower our carbon footprint with more sustainable business and manufacturing processes.” The brand also partnered with the Organic Farming Research Foundation, which works to inspire, educate and inform the public about organic farming.

Kora Organics.

In addition to the reformulated body lotion and wash, Kerr added an entirely new product to the offerings, inspired by the best-selling Turmeric 2-in-1 Brightening and Exfoliating Mask ($50 at Amazon). “I also received so much positive feedback from customers and dermatologists that were recommending this face scrub for Keratosis pilaris on the back of their arms, so I wanted to create a Body Scrub version that was just as powerful and uplifting but with a formula specifically designed for your whole body. I was inspired by our best-sellers in skincare in wanting to bring certified organic ingredients and powerful results to your full body.”

Kora Organics.

I asked Kerr how she incorporates these new products into her routine so we can pretty much do the exact same thing. She starts by dry brushing with her Dry Body Brush ($32 at Kora Organics). Then, she cleanses her body with the Renewing Body Wash, which she says “is an incredible gentle cleanser that helps bind moisture to your skin even after rinsing.” Next comes Invigorating Body Scrub, which “scrubs away all my dead skin and leaves me feeling silky smooth, and glowing.”

When she gets out of the shower, she applies the Nourishing Body Lotion, “which leaves my skin feeling hydrated and strengthened,” with “a layer of the Noni Glow Body Oil” all over her body. “My skin has never felt so soft,” she says. Sign me up.

If you purchase an independently reviewed product or service through a link on our website, STYLECASTER may receive an affiliate commission.

Model-turned-businesswoman Miranda Kerr has great skin. Sure, she has access to the best of the best derms and beauty treatments, but it’s skincare, too. If you’ve tried her brand, Kora Organics, you know how well it works without irritating the skin. It would only make sense Kerr would want to expand the Kora Organics line to body products. Skin doesn’t just stop at your neck.

“I feel it is important to take care of our bodies like we do our face,” Kerr tells STYLECASTER. Previously, the brand had a body lotion and body wash, and there’s still the best-selling Noni Glow Body Oil ($54 at Amazon). But this new body collection is reformulated with “new-and-improved,” organic ingredients and more sustainable packaging.

“We are also now Climate Neutral Certified for 2021 and beyond!” she says. “Climate Neutral will measure all of Kora’s carbon emissions for each year beginning with 2021 and we will purchase verified carbon credits to offset our entire footprint. These carbon credits fund projects across the globe which help combat climate change and replenish the environment, such as tree planting, water filtration systems, renewable energy sources and more.”

Kora Organics.

“Last year we began launching all our products in more sustainable packaging,” she continues. “We will be using more glass, aluminum, post-consumer resin and recycled FSC/biodegradable paper for our packaging. Our ultimate goal is to continue finding new ways to lower our carbon footprint with more sustainable business and manufacturing processes.” The brand also partnered with the Organic Farming Research Foundation, which works to inspire, educate and inform the public about organic farming.

Kora Organics.

In addition to the reformulated body lotion and wash, Kerr added an entirely new product to the offerings, inspired by the best-selling Turmeric 2-in-1 Brightening and Exfoliating Mask ($50 at Amazon). “I also received so much positive feedback from customers and dermatologists that were recommending this face scrub for Keratosis pilaris on the back of their arms, so I wanted to create a Body Scrub version that was just as powerful and uplifting but with a formula specifically designed for your whole body. I was inspired by our best-sellers in skincare in wanting to bring certified organic ingredients and powerful results to your full body.”

Kora Organics.

I asked Kerr how she incorporates these new products into her routine so we can pretty much do the exact same thing. She starts by dry brushing with her Dry Body Brush ($32 at Kora Organics). Then, she cleanses her body with the Renewing Body Wash, which she says “is an incredible gentle cleanser that helps bind moisture to your skin even after rinsing.” Next comes Invigorating Body Scrub, which “scrubs away all my dead skin and leaves me feeling silky smooth, and glowing.”

When she gets out of the shower, she applies the Nourishing Body Lotion, “which leaves my skin feeling hydrated and strengthened,” with “a layer of the Noni Glow Body Oil” all over her body. “My skin has never felt so soft,” she says. Sign me up.

When we hear the term “legacy” we often think of leaving millions of dollars to heirs, so most of us decide “well, that sure doesn’t apply to me!” and we stop thinking about it.

However, the word legacy simply refers to passing something from one generation to the next, but it does not have to be related to wealth.

For this conversation, I’m referring to leaving a legacy from the standpoint of gifting your family with clear wishes and a smooth estate settling process. The sooner we act on that legacy, the better. As we all know, anything can happen at any time!

Good News… It’s Simple!

In working with couples over the past two decades, and talking with them about their estate planning and final wishes, too often I hear the words: “I won’t care what happens in the end; I’ll be gone!”

I have noticed, however, that it is always the husband that makes that comment – never the wife. Women typically outlive their spouse and are left to make final decisions about their care and where things go in the end.

I “jokingly” ask you, do you want your family to curse you or to thank you after you’re gone?

My experienced message to you is to remember the acronym KISS (Keep It Super Simple). If you can focus on just three key actions, you can be assured your family will thank you.

Let me share some simple tasks and tools you can act on now to save time, money, confusion, and unnecessary paperwork later for you and/or your family.

Compile a List of What You Have

Think of this asset list as a map. It reflects what resources you have available to help you now as well as provides a map of what there is to deal with after you are gone. Do not leave your family in the lurch to guess what and where your accounts are located.

I recently watched a relative suffer through the estate settling process without a list of assets. He flew from the East Coast (where he lived) to the West Coast (where the deceased family member had lived) numerous times just to finish learning about what accounts/assets existed before he could even begin the process of distributing to beneficiaries.

He found some old statements in the family member’s files only to drive to several of those institutions to find out that those accounts were no longer in existence.

Updating your net worth statement annually (often around tax time is a convenient way to remember to do it when you have all kinds of documents out anyway) is also a very helpful habit.

A list of typical expenses (what is paid when), an insurance inventory, an estate plan location sheet (where can everything be found?), a safe deposit box inventory, etc. also can be helpful if a family member ever needs to step in to assist. See MMM for these and other free, downloadable resources.

To help you compile a personal net worth statement, I will be sharing a free My Financial Blueprint tool and complementary virtual workshop starting next month to help get this To Do completed.

Double Check Titles and Beneficiaries on All Assets

Make sure to review your titling options. Once you have a net worth statement compiled, use it as your checklist to look at each line item to make sure the titles and beneficiaries of every account/asset are listed accurately.

This is your chance to tell your assets where to go in the end. Do not make the mistake of thinking that your will or trust will take care of that.

One couple I met with recently had their estate planning documents in place but didn’t double check all of their beneficiary designations afterwards.

When the brother-in-law inherited a retirement account that should’ve gone to the wife after the husband passed, the man rationalized, “Well, I am sure my brother wanted me to have this or he would have named his wife the beneficiary.”

People forget what they listed years ago until they double check. Believe the saying that “money changes people” (not for the better!) because it happens more often than you think. Families can pay negative long-term consequences for overlooked details.

Remember, beneficiary designations act like a little mini-will on each account. Whatever the beneficiary designation says is where that account will go. It will NOT matter what your will/trust says unless the trust or estate is actually listed as the beneficiary, which is often not recommended by estate planning attorneys.

And to make matters worse, if you name your estate as beneficiary or are missing a beneficiary, an account may have to go through probate in order to get to the will to be distributed. Accurate and complete beneficiary designations are crucial.

Talk to Someone

Tell whoever needs to know where to find the information you have organized and discuss your wishes with them.

No one wants to talk about unpleasant topics, like incapacity or death. But, at the same time, your family would much rather know your wishes than have to guess or argue amongst themselves, especially during already stressful times.

Don’t be the family that stopped talking to each other after a disagreement around a family member’s wishes.

Make a List and Check It Twice

So, it’s a little bit like Santa Claus, isn’t it? 1) Make a list (net worth statement) and 2) check it twice to find out who is naughty (an account title that needlessly goes through probate or an old or inaccurate beneficiary designation, for example) or nice (updated titles/beneficiaries).

And then be like the little child who wants to talk about the Christmas wish list, so people 3) know what you want.

It’s more likely we will accomplish our goals if we break them down into smaller steps. For these three legacy steps, you may want to consider using a Financial Planning Calendar when looking at the year ahead.

It’s the legacy gift that keeps on giving, and you can re-use it every year! It doesn’t have to be a mess if you give your family the gift of organization and communication.

Are your records organized and your assets ready if something unexpected happened to you? Have you seen other families go through hard times that could have been prevented? Any tips you can share about having this discussion with your family? Let’s have a conversation!

If you purchase an independently reviewed product or service through a link on our website, STYLECASTER may receive an affiliate commission.

Model-turned-businesswoman Miranda Kerr has great skin. Sure, she has access to the best of the best derms and beauty treatments, but it’s skincare, too. If you’ve tried her brand, Kora Organics, you know how well it works without irritating the skin. It would only make sense Kerr would want to expand the Kora Organics line to body products. Skin doesn’t just stop at your neck.

“I feel it is important to take care of our bodies like we do our face,” Kerr tells STYLECASTER. Previously, the brand had a body lotion and body wash, and there’s still the best-selling Noni Glow Body Oil ($54 at Amazon). But this new body collection is reformulated with “new-and-improved,” organic ingredients and more sustainable packaging.

“We are also now Climate Neutral Certified for 2021 and beyond!” she says. “Climate Neutral will measure all of Kora’s carbon emissions for each year beginning with 2021 and we will purchase verified carbon credits to offset our entire footprint. These carbon credits fund projects across the globe which help combat climate change and replenish the environment, such as tree planting, water filtration systems, renewable energy sources and more.”

Kora Organics.

“Last year we began launching all our products in more sustainable packaging,” she continues. “We will be using more glass, aluminum, post-consumer resin and recycled FSC/biodegradable paper for our packaging. Our ultimate goal is to continue finding new ways to lower our carbon footprint with more sustainable business and manufacturing processes.” The brand also partnered with the Organic Farming Research Foundation, which works to inspire, educate and inform the public about organic farming.

Kora Organics.

In addition to the reformulated body lotion and wash, Kerr added an entirely new product to the offerings, inspired by the best-selling Turmeric 2-in-1 Brightening and Exfoliating Mask ($50 at Amazon). “I also received so much positive feedback from customers and dermatologists that were recommending this face scrub for Keratosis pilaris on the back of their arms, so I wanted to create a Body Scrub version that was just as powerful and uplifting but with a formula specifically designed for your whole body. I was inspired by our best-sellers in skincare in wanting to bring certified organic ingredients and powerful results to your full body.”

Kora Organics.

I asked Kerr how she incorporates these new products into her routine so we can pretty much do the exact same thing. She starts by dry brushing with her Dry Body Brush ($32 at Kora Organics). Then, she cleanses her body with the Renewing Body Wash, which she says “is an incredible gentle cleanser that helps bind moisture to your skin even after rinsing.” Next comes Invigorating Body Scrub, which “scrubs away all my dead skin and leaves me feeling silky smooth, and glowing.”

When she gets out of the shower, she applies the Nourishing Body Lotion, “which leaves my skin feeling hydrated and strengthened,” with “a layer of the Noni Glow Body Oil” all over her body. “My skin has never felt so soft,” she says. Sign me up.

If you purchase an independently reviewed product or service through a link on our website, STYLECASTER may receive an affiliate commission.

Model-turned-businesswoman Miranda Kerr has great skin. Sure, she has access to the best of the best derms and beauty treatments, but it’s skincare, too. If you’ve tried her brand, Kora Organics, you know how well it works without irritating the skin. It would only make sense Kerr would want to expand the Kora Organics line to body products. Skin doesn’t just stop at your neck.

“I feel it is important to take care of our bodies like we do our face,” Kerr tells STYLECASTER. Previously, the brand had a body lotion and body wash, and there’s still the best-selling Noni Glow Body Oil ($54 at Amazon). But this new body collection is reformulated with “new-and-improved,” organic ingredients and more sustainable packaging.

“We are also now Climate Neutral Certified for 2021 and beyond!” she says. “Climate Neutral will measure all of Kora’s carbon emissions for each year beginning with 2021 and we will purchase verified carbon credits to offset our entire footprint. These carbon credits fund projects across the globe which help combat climate change and replenish the environment, such as tree planting, water filtration systems, renewable energy sources and more.”

Kora Organics.

“Last year we began launching all our products in more sustainable packaging,” she continues. “We will be using more glass, aluminum, post-consumer resin and recycled FSC/biodegradable paper for our packaging. Our ultimate goal is to continue finding new ways to lower our carbon footprint with more sustainable business and manufacturing processes.” The brand also partnered with the Organic Farming Research Foundation, which works to inspire, educate and inform the public about organic farming.

Kora Organics.

In addition to the reformulated body lotion and wash, Kerr added an entirely new product to the offerings, inspired by the best-selling Turmeric 2-in-1 Brightening and Exfoliating Mask ($50 at Amazon). “I also received so much positive feedback from customers and dermatologists that were recommending this face scrub for Keratosis pilaris on the back of their arms, so I wanted to create a Body Scrub version that was just as powerful and uplifting but with a formula specifically designed for your whole body. I was inspired by our best-sellers in skincare in wanting to bring certified organic ingredients and powerful results to your full body.”

Kora Organics.

I asked Kerr how she incorporates these new products into her routine so we can pretty much do the exact same thing. She starts by dry brushing with her Dry Body Brush ($32 at Kora Organics). Then, she cleanses her body with the Renewing Body Wash, which she says “is an incredible gentle cleanser that helps bind moisture to your skin even after rinsing.” Next comes Invigorating Body Scrub, which “scrubs away all my dead skin and leaves me feeling silky smooth, and glowing.”

When she gets out of the shower, she applies the Nourishing Body Lotion, “which leaves my skin feeling hydrated and strengthened,” with “a layer of the Noni Glow Body Oil” all over her body. “My skin has never felt so soft,” she says. Sign me up.