Month: January 2026

Taking Pressure OFF Your Eyes – or How to Use Voice-to-Text

Taking Pressure OFF Your Eyes – or How to Use Voice-to-Text

Picture this: your thumbs are cramped, your wrists ache, and your eyes are tired from squinting at the tiny screen. It’s a familiar scene for anyone who spends too much time texting or dealing with digital devices.

I was tired of the eyestrain I got from typing texts. That’s why I can’t gatekeep this new-to-me tool that makes texting and generally using my phone 10,000 times easier. This tool is dictation – or using voice-to-text.

Hesitation Didn’t Stop Me

Using dictation on your phone is a quick workaround for hand strain, arthritis, eye fatigue, and more; it solves a physical problem that can cause a lot of friction around tech. But I was initially resistant to trying it. My reason was that I just felt ‘silly’ talking to my phone.

My preferred way to get my thoughts out is behind a mechanical keyboard, one that makes that satisfying clicking noise as I type. That’s not always practical. I find that I can respond to a more complex text question much faster and more easily if I talk it out. It didn’t take long to get used to using this smart input method. I tried it out a few times at home, with no one listening in.

It is simple to use: tap the microphone icon in your messages or search bar, then start talking.

It’s Not Always Perfect

As I began using dictation more often, it sometimes produced weird, random-sounding text that didn’t come close to what I actually said. I discovered that this happens because the tool obviously can’t ‘listen’ the same way a human does. Instead, it makes fast predictions based on sound patterns. For example, if I say “I’ll grab milk on the way home,” background noise can turn that into “I’ll grab silk on the way home.”

When it starts spitting out wrong words, one likely cause is that subtle sounds such as fans, TV audio, or even clinking dishes compete with your voice.

Improve Your Dictation Skills

Try some or all of these tips to improve your output:

  • Control background noise if you can: turn the TV down or off.
  • If you can’t shut down the noise, try bringing the phone closer to your mouth.
  • Speak slowly and deliberately.
  • Use commands like “comma,” “period,” or “new paragraph” for more control over the output.
  • Dictate in chunks so you can proof and edit, then move on.

It is important to note that dictation improves as you adjust your speaking and correct errors. There is a bit of a learning curve to make this work optimally. It will get better the more you use it and correct it.

Don’t Skip Proofreading

Always proofread quickly before you hit send. Fixes can be fast if you do it right.

Tap the wrong word once; this should either select the word or put the cursor next to it.

If you see a suggested replacement word above the keyboard, tap the correct word to insert it.

You may need to drag the cursor to highlight the problem word.

Backspace once to remove it, then retype or re-dictate only that word.

Like most tech tools, dictation gets easier the more you let yourself use it. It’s easy to assume that when technology gets something wrong, it’s because we’re doing something wrong. Dictation is a good reminder that that statement is not always true.

Common Diction Questions

Accessibility: Does Dictation Work Well for People with Accents or Speech Differences?

Yes, but accuracy varies. Dictation systems are trained on many speech patterns, but they may struggle more with strong accents, speech differences, or atypical pacing. Speaking slightly slower and correcting errors manually can improve results over time.

Troubleshooting: What If the Microphone Icon Is Missing or Dictation Won’t Start?

This is usually a setting or permission issue. Check that dictation is enabled in keyboard settings and that microphone access is turned on for the app you’re using. A quick restart often fixes temporary glitches.

App Compatibility: Does Dictation Work Everywhere?

Dictation works in most text fields, but not all apps support it equally. If the microphone icon doesn’t appear, that app may not allow voice input in that field.

Privacy: Is My Voice Data Stored or Shared When I Use Dictation?

Your phone’s operating system processes dictation, not the app you’re typing in. Short audio snippets may be temporarily sent to Apple or Google to convert speech into text, and in some cases, may be used to improve accuracy, but they are not saved as recordings you can replay. You can review and control these settings inside your phone’s privacy or keyboard settings.

For more tips about phone settings, read Hidden Smartphone Settings That Make Life Easier.

Let’s Have a Conversation:

Do you prefer typing text messages and emails or have you embraced dictation? If you’re hesitant to try voice-to-text, what’s your reasoning? If you have any tech questions, please leave them below.

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These Bravoleb Workout Looks Will Make You Want to Hit the Gym ASAP

These Bravoleb Workout Looks Will Make You Want to Hit the Gym ASAP

It’s a new year, and that means many of us (self-included) are trying to start off 2026 by cleansing all of that holiday food and alcohol with a little bit of exercise. And nothing gets me motivated more than seeing our endlessly in-shape Bravolebs. Well, other than looking at their outfits. So I rounded up some of my favorite, in-stock workout looks seen on our fave stars and created Amazon looks for less that are almost identical. And even if those workout plans fall to the wayside, you’ll look super cute on those WFH days or running errands.

The Realest Housewife ,

Big Blonde Hair


Amazon Looks For Less:

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


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Amazon Looks For Less:

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


Turn on your JavaScript to view content


Amazon Looks for Less:

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


Turn on your JavaScript to view content


Amazon Looks for Less:


Amazon Looks for Less:

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


Turn on your JavaScript to view content


Amazon Looks for Less:

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


Turn on your JavaScript to view content


Amazon Looks for Less:

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


Turn on your JavaScript to view content


Amazon Looks for Less:

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


Turn on your JavaScript to view content


Amazon Looks for Less:

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


Turn on your JavaScript to view content


Amazon Looks for Less:

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


Turn on your JavaScript to view content


Shop Amazon Looks for Less:

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


Turn on your JavaScript to view content


!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


Turn on your JavaScript to view content


Originally posted at: These Bravoleb Workout Looks Will Make You Want to Hit the Gym ASAP

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Joint Accounts and Estate Planning: What Can Go Wrong

Joint Accounts and Estate Planning What Can Go Wrong

Many of us like to think that we are being practical in an effort to be more efficient. This can be especially true when it comes to money later in life. We want a solution that feels simple, efficient, and doesn’t result in added stress. That’s one reason why many people turn to joint accounts, but often without realizing the legal implications.

All you need to do is add a name to your account to avoid probate and make bill-paying easier. Honestly… what could go wrong?

Don’t get me wrong, joint accounts have a purpose, but they are often a misunderstood financial tool. And if they are used to substitute for proper financial planning, joint accounts can result in confusion, family conflict, and ultimately, unintended transfers of wealth.

An Example of Good Intentions with Bad Results

Janet is a widow in her late 70s. She is able to live independently and manages her own finances, but she finds it more complicated these days. Her only daughter, Katie, lives more than a thousand miles away and, although they speak weekly, Katie can’t help with the day-to-day tasks.

Wanting a backup plan, Janet adds her younger sister to her bank account. Her sister lives in the same city and Janet thinks this will provide a backup if an emergency comes up so that the bills continue to be paid. Janet does not view adding her sister to the account as “giving away” money and still thinks of the money as hers and expects it will go to her daughter one day.

Unfortunately, and without a will, Janet passes away unexpectedly. Janet’s daughter, Katie, is surprised to learn the account now belongs to her aunt.

Since the account is joint tenancy with right of survivorship (JTWROS), the remaining balance automatically goes to the survivor, the aunt. Katie has no legal claim to the account even though this was not her mother’s intention.

There is no probate.

There is only an outcome that no one planned for nor intended.

Why Joint Accounts Are Misunderstood in Estate Planning

Adding a person to your account can be easy to do and can provide convenience. But in reality, there is a change in legal ownership.

Some incorrect assumptions include:

  • “It’s still my money.”
  • “It will allow them to help me pay bills if I can’t.”
  • “My family members know my true intentions.”
  • “My will will make everything right.”

But the reality is, the “with right of survivorship” phrase in “joint tenants with right of survivorship” typically overrides your estate plan (in most states), including your will. This means that when one of the account owners dies, the surviving owner(s) typically receive the funds automatically (outside of probate), regardless of what the estate document says.

The Unseen Risks of Joint Accounts

1. Control Can Be Lost During Your Life

Typically, each joint owner has full access to the account. This means anyone listed on the joint account can withdraw money, move funds to a different account, and even close the account. From the bank’s perspective, it does not matter if only one of the account owners funded the account initially.

When joint accounts are set up with friends or extended family, people don’t expect a problem. But life happens, and behavior can change in ways you never predicted.

2. You Can Expose Your Money to Someone Else’s Problems

Adding a person to your account can result in exposing your money to additional risks, such as:

  • Creditors
  • Lawsuits
  • Bankruptcy
  • Divorce
  • Tax liens

Joint ownership blurs the lines even if you intended the money to stay yours.

3. It Can Create Inheritance Confusion and Problems

After someone dies, a joint account can create surprises during a time when emotions are already high.

The children who are not on the parent’s joint account may assume the money will still be divided equally. Step-siblings’ expectations may be different depending on the order of death. The “simple solution” of using a joint account can result in resentment, accusations, and even long-term family splits.

4. Joint Accounts Don’t Mitigate Cognitive Decline Issues

As we get older, there is concern about memory loss or declining health. But joint accounts don’t always mitigate this problem.

If an owner of a joint account becomes cognitively impaired, financial institutions may flag and freeze accounts or require legal documents (especially if capacity is questioned). As a result, joint ownership does not provide the same legal safeguards as a properly drafted financial power of attorney or revocable living trust.

5. Unforeseen Tax Consequences Can Result

Adding heirs as joint owners can sometimes affect their taxes. In some instances, it can either reduce or eliminate the step-up in cost basis that the beneficiary would typically receive. This can result in increased capital gains taxes when the beneficiary sells the assets in the future.

So Why Are Joint Accounts Used Then?

There are benefits to joint accounts:

  • Access to funds can be quick and immediate
  • Often no probate
  • Simplicity, at least at first

But it isn’t always the right tool. There is no distinguishing between helping, managing, and inheriting. There must be a balance between short-term convenience and long-term problem solving.

An Alternative and Better Way to Accomplish the Same Goal

There are alternatives to joint accounts, which might be a bit more work up front, but they are still convenient while letting you maintain control and intentions.

1. Payable-on-Death (POD) or Transfer-on-Death (TOD) Designations

Most financial institutions allow you to name beneficiaries while you still keep full ownership of your account during your lifetime. At your death, funds pass directly to the named beneficiaries and usually without probate.

Also, read more about the concerns with transfer-on-death deeds and why they should not be lumped in with the benefits of PODs and TODs for financial accounts.

2. Financial Power of Attorney (POA)

A financial power of attorney is a tool that allows you to name someone to help manage your finances without that other person becoming an owner. You can limit the power and even revoke it if circumstances change.

3. Revocable Living Trusts

A trust can be useful for more complicated situations or when a beneficiary needs specific protections. Trusts are a bit more work since the trust must be funded, but they provide continuity if you become incapacitated.

4. Clear Separation of Roles

The result can be one person manages the money. Another person can inherit the money. And a third person can oversee things if necessary. The goal with separating authority from ownership can often minimize misunderstanding.

Joint Accounts Do Still Make Sense in Certain Circumstances

All of this is to say, joint accounts have a place and purpose and are not inherently bad. They often work well for:

  • Married couples with the goal of equal ownership.
  • Small household expense accounts.
  • When all parties want to share control and shared inheritance.

The ultimate thing to think about is your intentions and coordinating them with the rest of your estate plan.

A Final Thought

Before adding someone to your account, pause and ask yourself: Is this the right decision since I am also giving ownership and not just access?

The right financial and estate planning tools can provide both support while also maintaining control and ownership of your finances.

A Few Questions to Think About:

If you die first, would the money in the account go to whom you intended? If the person you add becomes ill or cognitively impaired, does the arrangement still help you? Will this joint account now expose your money to someone else’s financial or legal problems? Is there a different way to accomplish the same goal without creating a joint account?

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Dorit Kemsley’s Gold Choker Necklace in Sedona

Dorit Kemsley’s Gold Choker Necklace in Sedona / Real Housewives of Beverly Hills Season 15 Episode 4 Fashion

I love a good gold choker, so when I spotted Dorit Kemsley’s at dinner in Sedona on last night’s Real Housewives of Beverly Hills I needed the details. Unfortunately her exact piece is sold out. Fortunately it wasn’t in my budget anyways so I don’t have to be too disappointed. And thankfully the Style Stealers I scoped out have me in a total chokehold.

The Realest Housewife,

Big Blonde Hair


Dorit Kemsley's Gold Choker Necklace


Style Stealers

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


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Originally posted at: Dorit Kemsley’s Gold Choker Necklace in Sedona

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Dorit Kemsley’s Brown Cardigan and Satin Maxi Dress

Dorit Kemsley’s Brown Cardigan and Satin Maxi Dress / Real Housewives of Beverly Hills Season 15 Episode 4 Fashion

Last night on #RHOBH we got a breakdown of almost everyone’s travel looks on the way to Sedona from none other than Rachel Zoe. What a dream! But since Dorit Kemsley was an hour late, it didn’t work out as well for her. Thankfully we can bring you the details on her entire look from her brown cardigan and satin maxi dress to her oversized bag to her sunglasses and her mesh ballet flats—which we happen to have an identical Style Stealer for. So it’s time to travel down below, but don’t be late because we wouldn’t want you to miss the flight out on this quiet luxury look.

The Realest Housewife,

Big Blonde Hair


Dorit Kemsley's Brown Cardigan and Satin Maxi Dress on the way to Sedona
Dorit Kemsley's Brown Travel Outfit on the way to Sedona


Style Stealers

!function(d,s,id){
var e, p = /^http:/.test(d.location) ? ‘http’ : ‘https’;
if(!d.getElementById(id)) {
e = d.createElement(s);
e.id = id;
e.src = p + ‘://widgets.rewardstyle.com/js/shopthepost.js’;
d.body.appendChild(e);
}
if(typeof window.__stp === ‘object’) if(d.readyState === ‘complete’) {
window.__stp.init();
}
}(document, ‘script’, ‘shopthepost-script’);


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Originally posted at: Dorit Kemsley’s Brown Cardigan and Satin Maxi Dress

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