Month: May 2026

If you like the idea of a quick and easy out-the-door makeup look using primarily one palette, you’ve come to the right place. Because in today’s video I’m going to be using an all matte, 15-pan palette to do my brows, eyes, blush, highlight, and contour. The only other products I’ll need to complete the look are eye primer, mascara, foundation and lipstick.

The face and eye palette I’ll be using today is the “Transition” palette from Dominique Cosmetics, but you can choose any versatile palette you like.

What Makes a Palette Work Well for Full Face Makeup?

Well, the palette I’m using simply covers all the bases. The colors can define, contour, brighten and highlight the face as well as the eyes. There are warm, neutral and cool tones that range from very light to very dark… and there are beautiful gradations of shades in between.

You almost can’t make a mistake in picking any of the colors for an eye look. In the video I’ll swatch all of the colors so you can see how beautifully they work together.

Be sure to check out Elise’s YouTube channel which specifically focuses on makeup tips, techniques, and product reviews for those of us 50+. Don’t forget to subscribe!

Not all matte eyeshadows will blend well on the face, but if the formulation is creamy and buttery instead of drying, they should work well both on the face and the eyes.

On to the Makeup Look

In the video I’ve already applied my eye primer and done my face prep which involved some extra moisturizing since I’ll be using face makeup products from a palette that is all powder. Then I applied face primer and foundation.

I normally would not do my face makeup before eye makeup due to fallout, but this palette has gotten good reviews on that front.

Choosing Eyebrow, Eyeshadow and Eyeliner Colors

Since it’s a little tricky to come up with an eyebrow color straight away, I’m going to start off light and then deepen the color if I need to do so. With my brow color, I’m going to combine toffee and mocha tones with one resembling ash.

Next, let’s do the eyes. I’m going to put the lightest color across my eyelids, under the arch of my brows and on the inner corner of my eyes. For the crease area – and above the crease – I’m going to start off by blending a natural hue which is the second lightest color and has a slightly warm tone with the mid-tone warm shade of caramel.

Next, I’m going to apply a hazelnut tone to the outer lid and outer crease. It’s a deeper warm color. To deepen the outer corner a bit, I’m going to add just a touch of coffee tones to the mix. On the outer one-third of the bottom lash line, I’m going to apply a hazelnut and mocha mix.

For my eyeliner, I’m going to use the darkest brown mixed with a dark brown black.

Choosing Blush, Contour and Highlight Colors

Now on to the face. I’ll use the lightest color to brighten under the eyes, on the center of my forehead, down my nose, on my chin and the nasal labial folds.

For contour, I’m going to go with a very light touch of the mocha hue. For blush, I’ll use the “Blushing” tone, and for highlight, I’m going to apply the very light “Frothy” on the top of my cheekbones.

Would I Recommend Using an Eyeshadow Palette for a Full Makeup Look?

This particular palette worked quite well. The shades do glide on beautifully and are wonderfully creamy. The fallout is also minimal. And I do have to admit that I was very pleasantly surprised by the final look I was able to create using some of these shades as brow powder, contour, highlight and blush.

However, I wouldn’t recommend using a powder shadow for blush, highlighter and bronzer – at least not on a regular basis. If you’re looking for a quick look when you don’t have much time to spare, this can be a good enough option.

If you can find a palette that provides gradation of color, from very light to very dark, you can create any combination and will not go wrong.

Let’s Chat:

Have you ever used a combination eyeshadow and face makeup palette to do your makeup? If so, which one did you try and would you recommend it? Did it speed up the time it took for you to do your makeup?

I have heard many people state the basic rule of thumb for an inheritance account: if you want to keep your inheritance separate, don’t put it into a joint account. That means if you deposit an inheritance into a shared checking account, use it to pay household bills, or put it toward a jointly owned home, it may become much harder to prove that your intent was to keep the inheritance separate (depending on your state’s rules and the facts involved).

While it’s good to know the basic rule, it’s equally important to know that’s not the entire rule. For instance, what happens to the dividends, interest, or other income that the inheritance generates?

The Part Most People Understand

An inheritance is not just a simple transfer of money. For some, it can also be the transfer of emotional weight. For many, especially when there is a second marriage or blended family, the goal can be for the inherited money to someday pass to the children and grandchildren from the first relationship.

That’s why many people are aware of the concern and confusion that results when one mixes inherited money with joint funds. For this reason, many people choose to keep inherited accounts strictly in their own name.

The Overlooked Question: What About the Income?

Let’s say you are aware of the basic rule and, after you inherit a taxable investment account, you do your best to keep it separate. The account is only in your name, you avoid using it for joint expenses, and you keep all the statements and records.

But many investments pay dividends or interest. Are these earnings treated the same as the original inheritance?

The answer is… it depends. And it depends largely on state law and the facts involved:

• In some states, if separate property generates income, that income may remain separate property.
• In other states, while the original inheritance may stay separate, the law may classify income generated during the marriage as marital property (or at least treat it differently than the original inheritance).

If you move to a different state, the rules might change again.

All of this is to say, the details really matter.

Why Automatic Reinvestment Complicates the Paper Trail

For instance, if you inherit stock in a taxable account and automatically reinvest the dividends, the inherited account will hold both the original separate principal and the new shares purchased with the dividends.

Depending on the state you live in, the automatic reinvestment of dividends can create confusion later if the state treats the income differently than the principal. The concern is not that reinvested dividends are inherently bad; it’s that turning it on for all account types might blur the lines over time. That is why it may help to seek guidance earlier rather than later.

State Law Matters More Than Many People Realize

States generally handle marital property laws, not the federal government. Advice that is accurate for one state might not apply in another state. Even community property states’ rules are not always the same.

That’s why it is important not to rely on a friend’s experience, especially if they live in a different state. State laws and court interpretations of the laws can change over time as well. Generic advice or AI answers can miss those details.

The Ultimate Goal: Clarity and Peace of Mind

The goal of this article is to encourage awareness. Before you take action, like moving inherited money or changing automatic reinvestment settings, take a moment to learn how your state treats not only the inherited asset but also any income that asset might generate.

While a qualified financial advisor might be well-versed in financial planning and tax planning, they cannot provide legal advice. Thus, a brief conversation with an experienced estate planning or family law attorney in your state can help clarify your options and help avoid potential legal or financial complications.

Inherited money is not just money; it can come with emotional weight as well. That’s why getting the details right early on can help bring you peace of mind.

A Few Questions to Think About

If you want to try to ensure an inheritance remains separate, consider asking a qualified estate planning or family law attorney the following questions:

• How does my state generally treat an inheritance?
• Are dividends and interest also treated the same as the inherited principal?
• Should automatic reinvestment be used, or should income be paid out to a separate, newly created account instead of being reinvested?
• What records should I make sure to preserve, and for how long?
• Does it matter if it’s a taxable account, IRA, or real estate?
• Would an agreement like a postnuptial agreement, marital property agreement, or trust help clarify my intent?

Let’s Have a Conversation:

Have you had problems with inherited accounts? Where did you seek help gaining clarity about securing that inheritance?

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