Author: Admin01

Are You Ready to Meet Your Future Self? Let’s Get Started in 3 Easy Steps

Are You Ready to Meet Your Future Self Let’s Get Started in 3 Easy Steps

As the reality of an extended quarantine sets in across many corners of the world, we’re all discovering new ways to spend the extra time we have on our hands.

Some of us have begun virtual volunteering. Others, like my neighbor, are tackling a spate of long-overdue DIY projects. For many, it’s a great time to catch up on books, TV shows, and podcasts.

I believe it’s also a great time to check in on your long-term, big picture goals. There’s nothing quite like a life-threatening global pandemic to remind yourself that life only goes round’ once.

Or, as the lead character in one of my all-time favorite musicals, The Music Man, puts it: “You pile up enough tomorrows, and you’ll find you’re left with nothing but a lot of empty yesterdays.”

But how do we begin to chip away at our big-ticket dreams? Let’s take it in stages.

Write Your Own Obituary

One technique I’ve found particularly effective is to write my own obituary. That might sound scary and perhaps even off-putting. But hear me out.

You don’t actually write your obituary. You write two of them. The first is how you think your obituary will read when you die, and the second is how you’d like it to read.

If you’re anything like me, you’ll discover at least two versions of yourself lying in wait. The first is a perfectly acceptable continuation of your current trajectory.

Still married… or finally divorced. Living in the same house… or with a remodeled kitchen. Running the company… or living it up as a snowbird in a condo in Arizona.

That’s all fine and dandy. But it’s the second obituary you really want to pay attention to. Because she’s the future self you’ve only dared to dream of. Which brings us to step two.

Envision Your Future Self

The second step is to go and visit that alternative future self. I had occasion to do this recently with an old friend who’s also a life coach. He’d read a blog of mine where I talked about the importance of “practicing my future self,” which for me meant spending more time writing every day.

But he took it one step further. He invited me to do a short visualization exercise with him over Zoom in which I would actually meet her.

I thought, “Why not?”

Once we’d done some relaxation and time-travel together, my friend asked me to describe that future self: what she looked like, where she lived, etc.

The interesting thing about this part of the exercise was that my future self didn’t look all that much like me.

She was dressed in a long, flowing skirt and had her hair drawn up in a bun. “Elegant” was the word I used to describe her. (“Schlumpy” might be the word of choice on any given day right now.) Rather than living in a city, as I have since the age of 18, she lived in a village on the edge of the sea in rural Italy.

Most interesting of all, the walls of her house were painted yellow. I don’t own a single item of yellow clothing, and I don’t think I’ve ever lived in a home with yellow walls.

But the morning that I spoke with my friend, I’d seen an image of daffodils in my Twitter feed. The author described “yellow” as a happy color, which was news to me. Clearly, that post had resonated.

Above all, my future self radiated calm. She wasn’t galloping through life. She was trotting along at a productive but relaxed pace, with plenty of time each day to accomplish everything she wanted.

Talk to Your Future Self

Towards the end of the exercise, your future self presents you with a gift. She also tells you something.

My gift was a fancy pen, very similar to the one my old boss gave me and which I used to write my morning pages. That pen disappeared when my bag was stolen a couple of years back.

I replaced it, and then subsequently lost the new one. At that point, as I explained to my friend, I decided that I didn’t deserve a fancy pen. So I started using a regular one.

Needless to say, my friend picked up on the word “deserving.” Clearly, my future self was telling me that I was worthy of a fancy pen. Translated: I was worthy of believing in myself as a writer.

Not only that. When he asked me to recount my future self’s message, I told him that she’d given me permission to put down the manuscript I’ve been trying to publish for the past two years and pursue an entirely new writing project. It’s one I’ve been taking notes on for ages but have feared writing because it’s so personal.

“It’s OK to move on,” she was telling me. “Write the book you’re afraid to write.”

Write the book you’re afraid to write.

Boy, did I need to hear that!

Try visiting your future self and see what she’s telling you to do with your life. You might just be amazed.

Where do you find yourself at this stage of your life? Have you been stuck and unable to move forward? If you tried this exercise and visited your future self, what did she reveal to you? Do you dare to listen to her? Please share your thoughts with our sisters!

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Dorinda Medley’s Lace Up Sleeve Leather Jacket

Dorinda Medley’s Lace Up Sleeve Leather Jacket in The Hamptons

Real Housewives of New York Season 12 Episode 4 Fashion

According to the previews for this week’s episode of Girls The Real Housewives of New York City Gone Wild in The Hamptons Part III, Dorinda Medley serves up the ultimate party dish at Ramona’s house with her white lace up sleeve leather jacket. Which in our opinion is wayyyy more appetizing than some vibrator-laced chicken (but of course to each their own). 

Fashionably,

Faryn

Dorinda Medley’s Lace Up Sleeve Leather Jacket

Click Here to Shop Her Each X Other Jacket on eBay in XS

Originally posted at: Dorinda Medley’s Lace Up Sleeve Leather Jacket

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Gravity-Defying Firming Creams to Nourish Your Neck

 Does every single part of our bodies actually need a separate anti-aging treatment or is it all a hoax? We get slathering our precious complexions with a slew of age-deterring skincare products, from retinol to Vitamin C and of course rich moisturizers, but do our necks really need their own formula? It turns out, that there really isn’t a definitive answer for this puzzling question—while some by their targeted neck firming creams (not the same ones applied to the face), others consider facial creams equally as beneficial applied to the neck and chest.

I mean, if you’re going to take the time and spend the money on effective skincare products for your face, why neglect your neck? In fact, the neck and chest are one of the first places we show signs of again thanks to the extra delicate (and often exposed) skin in these areas. So, if you are on board with slathering yourself in gravity-fighting ingredients, we’ve got you covered with a lineup of some of our favorite firming and age-defying neck creams that money can buy.

Our mission at STYLECASTER is to bring style to the people, and we only feature products we think you’ll love as much as we do. Please note that if you purchase something by clicking on a link within this story, we may receive a small commission of the sale and the retailer may receive certain auditable data for accounting purposes.

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Tinsley Mortimer’s Red Puff Sleeve Romper

Tinsley Mortimer’s Red Puff Sleeve Romper in The Hamptons

Real Housewives of New York Season 12 Episode 4 Fashion

According to the previews for this week’s episode of RHONY takes The Hamptons part trois, before going for a naked(ish) romp in the pool Tinsley Mortimer was romping around in this super cute red silk puff sleeve romper. Which we’re just hoping didn’t end up getting as trashed that night as Tinsley Leah Sonja Ramona’s house, because it’s totally out cold sold out.

Fashionably,

Faryn

Tinsley Mortimer’s Red Puff Sleeve Romper

Click Here to See Her Sold Out Alexis Romper

Click Here to Shop Her Jennifer Zeuner Earrings

Click Here to See Her Sold Out Alexandre Birman Sandals

Originally posted at: Tinsley Mortimer’s Red Puff Sleeve Romper

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4 Things I Wish Someone Had Told Me About Retiring Abroad as an American

4 Things I Wish Someone Had Told Me About Retiring Abroad as an American

About 10 years ago, I left my comfortable life in the U.S. behind and boarded a plane to retire abroad… first in the U.K. and, eventually, in Switzerland.

As I stood there with 8 suitcases to my name, I could not have imagined the adventures (and pitfalls) that lay ahead of me. Since so many older adults are embracing overseas retirement, the time feels right for me to share the lessons that I have learned… especially as an American.

Of course, many
of these lessons apply to people of all nationalities, but, a few (especially
taxes and visas) are specific to Americans. So, I hope that you find my advice
useful!

Planning on Working in Retirement? Not So Fast!

When many of
us choose to retire overseas, we think that we will spend the rest of our days
sipping cocktails on the beech or playing golf. In reality, many of us will end
up rethinking retirement entirely and end up working full or part-time at some
point in the future.

For some of us, the reasons to return to work will be purely financial. We just need the cash. Others will miss the social interaction or sense of accomplishment that comes from working.

So, my first
piece of advice when it comes to retiring overseas is to assume that you will
have to work in the future. At the very least, you should understand the rules
so that, should you have to work again, you won’t be shocked to find that you
have no practical options for making money.

Let me give
you a few examples of situations that many retirees do not anticipate…

Are you even
allowed to work in your chosen country? Now, I’m not a visa expert – and I’m
certainly not providing specific advice here – but, having talked with many
overseas retirees, I can tell you that visas can become a big issue if you
decide to work again. For example, many countries have specific retirement
visas and, in many cases, these visas DO NOT allow you to work.

Do, some
people ignore these rules and freelance or teach “under the table?” Of course!
But, I wouldn’t bet my future on not getting caught!

Are there funky tax laws that can hurt you? I was lucky to be able to legally work in my chosen country, but, I was surprised by the way that some of the local laws impacted me. For example, while I continue to pay their equivalent of Social Security, as a foreigner working after retirement age, I will never be able to collect any benefits.

What about
U.S. taxes? Once again, I’m not a tax expert and I’m not giving specific
advice, but, you really should speak to a tax professional before retiring
overseas. Many Americans are shocked to find out that they are still
responsible for paying taxes in the U.S., even if they legally reside in
another country. If your income is low, certain rules, like the “Foreign Earned
Income Exclusion” may help. But, if you go back to work, you may be surprised
by a big tax bill from Uncle Sam.

There are also
specific rules about paying tax on Social Security if you continue to work,
but, these apply regardless of where you live. Once again, the best tax advice
I can give is to seek our professional tax advice!

Finally, and
this should probably be obvious, finding work in a foreign country when you don’t
speak the language is tough. Most seniors that I have talked to who actually
took the time to learn the local language after retiring abroad said that it
took 5 years (or more!) for them to become comfortable enough to even consider
working for a local company. And, that’s with consistent study, 1-hour or more
a day!

Not Everyone Loves Americans as Much as We Love Ourselves…
So Lean in

Please don’t
get me wrong. Despite the fact that I chose to retire overseas, I still think
that America is the greatest country on Earth. But, the truth is that many
people around the world don’t share this view.

Whether they
disagree with our politics (or politicians) or simply see Americans as “those
loud people who just can’t help striking up a 2-hour conversation when I’m
trying to sleep on the plane,” Americans have a mixed reputation overseas. Many
are still in awe of the U.S. but this feeling is often mixed with frustration,
jealousy or just a lack of understanding.

The good news
is that you can stand out as an American by avoiding the stereotyped behaviors
that so many foreigners expect from us. When you turn down the volume a few
notches, try to embrace the local culture, learn a few words in a foreign
language and leave your political assumptions at home, you will be surprised by
how friendly people become.

“Cheap” Can Be Really Expensive if You Use Someone Else’s
List

Do a quick Google
search for “best places to retire” and you will find dozens of lists of countries
that, supposedly, offer amazing lifestyle options for next to nothing. Many of
these countries, like Panama, Costa Rica and Ecuador really are magical for…
and this is the key point… the right people!

The challenge
with lists of “best places to retire” is that they cannot tell you if a country
is the best place to retire *for you*.

For example,
many lists of great overseas retirement locations use cost of living as a key
ranking criteria. But, in my experience, whether a country is really cheaper in
a particular category depends on your specific needs.

Many countries
offer free or low-cost health care to retirees. But, have you checked to see if
they cover the specific conditions that we are dealing with (or have a genetic
predisposition for)? What about if, like in the United Kingdom, healthcare is
cheap but you may have to wait months to see a doctor? What happens if you need
more than just “basic care?” Will you have to travel back to the U.S. for
specialist treatment?

Here’s another
example. Many retirees move to a country without really thinking about how much
it will cost to visit their grandkids. Moving to Bali becomes much more
expensive when you factor in 2 trips back to the U.S. each year. Then again,
maybe you don’t have grandkids – or are happy just using Skype – in which case,
this really isn’t a consideration.

The point here
is that none of us should rely purely in “best places to retire” lists. The
only list that really matters, when choosing a retirement location, is the list
of our own needs and desires.

It’s the Little Things I Miss

Sometimes, it’s
not the big things that you miss when you retire abroad. It’s the little
things.

Stereotypes
about American’s be damned… sometimes I really DO miss striking up conversations
with strangers on the bus. I DO miss the smiles and meaningless (in the eyes of
some foreigners) “how are you’s?” that result in one-word responses. I miss
Dunkin’ Donuts (Ok, that one I’m not proud of!) And, I miss all of my friends
and family that I left behind.

But, ultimately,
I don’t regret my decision to retire abroad. It has given me a quality of life
that I would find hard to replicate in the U.S. It has exposed me to new
cultures and languages. And, it forces my brain to stay young, as I am
constantly exposed to new ideas, places and people.

So, if you are
thinking about retiring overseas, I say go for it! But, before you take the
plunge, take a month and live in each country on your list. Airbnb has great
options in most countries… and most places offer long-term rental discounts.

Have you
ever thought about retiring overseas? Why or why not? Which countries would be
at the top of your list? Let’s have a conversation!

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